438 E Main St, Middletown, CT 06457 Property Records

Middletown City property record for 438 E Main St, Middletown, CT 06457

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,152 sqft · built 1920
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$90,000 (Nov 2020)
Tax Bill	$4,149 (2026)
Deeds & Mortgages	Jun 2021 Refinance Nov 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`MTWN M:35 L:0188`

Property Details

APN / Parcel Number

Primary APN	`MTWN M:35 L:0188`
Alternative APN	`R09379`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area
Gross Area	2,512 sqft
1st Floor Area	1,152 sqft
Basement Area	1,152 sqft
Unfinished Basement	1,152 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Shingle
Lot Area	7,405 sqft (0.17 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	R09379
Street Address	438 E MAIN ST
City	MIDDLETOWN
State	CT
Zip	06457-4557
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MXI
Legal Lot Number	188
Jurisdiction	MIDDLETOWN CT
Township / Civil Division	MIDDLETOWN
Census Block Group	1
Census Block	1003
Census Tract	542000

Owner

Source: Middletown City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	438 E MAIN ST, MIDDLETOWN, CT 06457-4557
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LENDINGHOME FUNDING CORP
Nov 17, 2020	Warranty Deed, Transfer UNKNOWN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2020 · Amount on Record
Deed Sale	Nov 17, 2020 · Amount on Record
Prior Sale	Nov 2, 2009 · Amount on Record
Deed Document Number	20203568910003
Deed Book / Page	1986 / 441
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN CT
Property Address	438 E MAIN ST, MIDDLETOWN, CT 06457-4557
Transaction Type	Mortgage
Record Updated	Jun 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2008-923
Date	Jun 3, 2021
Book Page	2008/923
Instrument	3617560030

Lender

Name	LENDINGHOME FUNDING CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLETOWN CT
Recording Date	Nov 17, 2020
Property Address	438 E MAIN ST, MIDDLETOWN, CT 06457-4557
Document Number	1986-441
Book / Page	001986 / 000441
Instrument Date	Nov 11, 2020
Transaction Type	Transfer
Record Updated	Dec 9, 2020
Title Company	UNKNOWN

Transaction

Amount	Amount Recorded
Tax	$90.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 E MAIN ST MIDDLETOWN CT 064574557, MIDDLETOWN, CT 06457-4557

Tax Assessment & Valuation

Source: Middletown City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Middletown City
Unified School District	Middletown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,149.00 (+4.32%)	$107,450 (-) Land $47,950 Building $59,500	$281,907 (+274.8%)
2025		$107,450 (-) Land $47,950 Building $59,500	$75,215 Land $33,565 Building $41,650
2024	$3,977.00 (+4.52%)	$107,450 (-) Land $47,950 Building $59,500
2023	$3,805.00 (+42.99%)	$107,450 (+66.56%) Land $47,950 Building $59,500
2022	$2,661.00	$64,510 Land $19,180 Building $45,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETOWN WATER DEPARTMENT serves 41,019 people · EPA ID CT0830011
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: GoNetspeed, Verizon.

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