438 E Main Ave, Bowling Green, KY 42101 Property Records

Warren County property record for 438 E Main Ave, Bowling Green, KY 42101

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	15,524 sqft · built 1885
Lot Size	0.1 acres (4,356 sqft)
Owner	Company Name on Record
Last Sale	$909,500 (Sep 2026)
Tax Bill	$2,243 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Apr 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`039A-05-012`

Property Details

APN / Parcel Number

Primary APN	`039A-05-012`
Alternative APNs	`H0011486` `265490`

Interior

Plumbing Fixtures	30 Plumbing Fixtures
Stories	3 Stories
Building Area	15,524 sqft Gross Area
Flooring	Wood
Interior Walls	Plaster
Elevator	Elevator

Exterior

Year Built	Built 1885
Effective Year Built	Effective 1885
Construction Type	Masonry / Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	4,356 sqft (0.1 acres)

Location & Zoning

Street Address	438 E MAIN AVE
City	BOWLING GREEN
State	KY
Zip	42101-6911
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Legal Subdivision	2 PARCELS
Jurisdiction	WARREN KY
Township / Civil Division	BOWLING GREEN
Census Block Group	1
Census Block	1011
Census Tract	10100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Downtown Commercial District listed 1979 · 74 contributing resources · NRIS 79003510

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Warren County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4140 SMITHS GROVE SCOTTSVILLE RD, SMITHS GROVE, KY 42171-9342
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Deed, Transfer · Conventional Mortgage PARK COMMUNITY CREDIT UNION
Apr 25, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2026 · Amount on Record
Deed Sale	Sep 28, 2026 · Amount on Record
Prior Sale	Feb 4, 2022 · Amount on Record
Deed Document Number	20262194962
Deed Book / Page	1352 / 93
Prior Transfer Date	Jun 29, 2013
Prior Transfer Doc	0D1059/309
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN KY
Recording Date	Sep 28, 2026
Property Address	438 E MAIN AVE, BOWLING GREEN, KY 42101-6911
Document Number	0002194962
Book / Page	1352 / 93
Instrument Date	Sep 23, 2026
Instrument	20262194962
Transaction Type	Transfer
Record Updated	Oct 8, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$91,859.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	4140 SMITHS GROVE SCOTTSVILLE RD, SMITHS GROVE, KY 42171-9342

Mortgage

Document Number	0002194962,
Date	Sep 28, 2026
Book Page	3684/753
Instrument	20262194962

Lender

Name	PARK COMMUNITY CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 6, 2041

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN KY
Recording Date	Apr 25, 2018
Property Address	438 E MAIN AVE, BOWLING GREEN, KY 42101-6911
Document Number	0D1160/814
Book / Page	D1160 / 814
Instrument Date	Apr 25, 2018
Instrument	964094
Transaction Type	Transfer
Record Updated	Dec 24, 2021

Transaction

Amount	Amount Recorded
Tax	$700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1124 AMGNOLIA, BOWLING GREEN, KY 42101

Tax Assessment & Valuation

Source: Warren County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Bowling Green City
County	Warren County
Unified School District	Bowling Green Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,243.00 (-4.47%)	$700,000 (-)	$700,000 (-)
2023	$2,348.00	$700,000	$700,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1978–1984)
Most Recent Claim	May 1984 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOWLING GREEN MUNICIPAL UTILITIES serves 53,601 people · EPA ID KY1140038
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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