438 E Lake Rd, Penn Yan, NY 14527 Property Records

Yates County and Milo Town property record for 438 E Lake Rd, Penn Yan, NY 14527

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 4,620 sqft · built 2000
Lot Size0.38 acres (16,553 sqft)
Owner2 Individual Names on File
Last Sale$2,299,900 (Sep 2024)
Tax Bill$24,957 (2026)
Flood ZoneZone X (minimal risk)
APN0300-000

Property Details

APN / Parcel Number

Primary APN0300-000
Alternative APNs
  • 308908504700010150010000
  • 573089 85.47-1-15.1

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area4,620 sqft Living Area
1st Floor Area2,620 sqft
2nd Floor Area2,000 sqft
Basement Area2,010 sqft
Finished Basement2,010 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleContemporary
Exterior MaterialStone
Lot Area16,553 sqft (0.38 acres)
Lot Dimensions154 ft deep x 155 ft wide
View / LotWaterfront
Garage TypeAttached
Garage Area816 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area430 sqft
Patio Area317 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0300-000
Street Address438 E LAKE RD
CityPENN YAN
StateNY
Zip14527-9418
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLR
Legal Block1
Legal Lot Number15.001
JurisdictionYATES NY
Township / Civil DivisionMILO
Census Block Group2
Census Block2021
Census Tract150502

Owner

438 E Lake Rd is owned by two individuals who bought it in September 2024.

Source: Yates County and Milo Town records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address5862 SADDLE DOWNS PL, CENTREVILLE, VA 20120-4916
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 3, 2024 · Amount on File
Deed SaleSep 3, 2024 · Amount on File
Prior Transfer DateSep 27, 2007
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 438 E Lake Rd was $24,957, up 2.9% from the year before.

Source: Yates County and Milo Town assessment roll, as of April 21, 2026

Property Jurisdictions

TypeName
StateNew York
CountyYates County
County SubdivisionMilo Town
Unified School DistrictPenn Yan Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$24,957.00 (+2.92%)
2025$24,250.00$1,428,000 Land $570,600 Building $857,400$1,741,500 Land $695,868 Building $1,045,632
2023$1,428,000 Land $570,600 Building $857,400$1,428,000 Land $570,600 Building $857,400
2020$22,487.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 438 E Lake Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 32 policies
Nearby Flood Policies32 in force
Nearby Flood Claims5 (2014–2026)
Claims Outside the SFHA4 of 5
Most Recent ClaimApr 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 438 E Lake Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 91% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Lake Rd

Nearby Streets

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