Oakland County property record for 438 E Jackson St, Lake Orion, MI 48362
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,326 sqft · built 1910 |
| Lot Size | 0.198 acres (8,625 sqft) |
| Owner | Individual Name on File |
| Last Sale | $224,500 (Sep 2022) |
| Tax Bill | $4,182 (2025) |
| Deeds & Mortgages | Sep 2022 Mortgage Sep 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | OL-09-01-352-003 |
| Primary APN | OL-09-01-352-003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,326 sqft Living Area |
| 1st Floor Area | 849 sqft |
| Basement Area | 849 sqft |
| Unfinished Basement | 849 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,625 sqft (0.198 acres) |
| Lot Dimensions | 132 ft deep x 69 ft wide |
| Garage Area | 689 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 228 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 438 E JACKSON ST |
|---|---|
| City | LAKE ORION |
| State | MI |
| Zip | 48362-3246 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T4N, R10E, SEC 1 PERRYSBURGH LOT 6 BLK 3 |
| Legal Range | 10E |
| Legal Township | 04N |
| Legal Section | 01 |
| Legal Subdivision | PERRYSBURGH |
| Legal Block | 3 |
| Legal Lot Number | 6 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | ORION |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 129000 |
438 E Jackson St is owned and occupied by an individual who bought it in September 2022.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 438 E JACKSON ST, LAKE ORION, MI 48362-3246 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 23, 2022 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) MORTGAGE 1 INC |
| Sep 19, 2022 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 19, 2022 · Amount on File |
| Deed Sale | Sep 19, 2022 · Amount on File |
| Prior Sale | May 15, 2014 · Amount on File |
| Deed Document Number | 2022445524 |
| Deed Book / Page | 58120 / 376 |
| Prior Transfer Date | Dec 17, 2013 |
| Prior Transfer Doc | 0000305184 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 438 E JACKSON ST, LAKE ORION, MI 48362-3246 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2023 |
| Name | Verified Name |
|---|---|
| Address | 770 ORION RD 331, 331, LAKE ORION, MI 48362-3548 |
| Document Number | 0000449217 |
|---|---|
| Date | Sep 23, 2022 |
| Book Page | 58140/510 |
| Instrument | 449217 |
| Name | MORTGAGE 1 INC |
|---|---|
| Type | Mortgage Company |
| Address | STERLING HEIGHTS, MI 48314 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Sep 19, 2022 |
| Property Address | 438 E JACKSON ST, LAKE ORION, MI 48362-3246 |
| Document Number | 0000445524 |
| Book / Page | 58120 / 376 |
| Map Reference | LB 1 PG 36 |
| Instrument Date | Sep 9, 2022 |
| Instrument | 445524 |
| Transaction Type | Transfer |
| Record Updated | Oct 7, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,683.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 937 E 14 MILE RD, 937, CLAWSON, MI 48017-1783 |
| Name | Verified Name |
|---|---|
| Address | 438 E JACKSON ST, LAKE ORION, MI 48362-3246 |
| Document Number | 0000449216 |
|---|---|
| Date | Sep 23, 2022 |
| Book Page | 58140/499 |
| Instrument | 449216 |
| Name | MORTGAGE 1 INC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
The 2025 property tax bill for 438 E Jackson St was $4,182 with a homeowner's exemption, up 16.5% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Orion Charter Township |
| Municipality | Lake Orion Village |
| Unified School District | Lake Orion Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,182.00 (+16.49%) Homeowner's exemption | $119,840 | $239,680 |
| 2024 | $3,590.00 | ||
| 2023 | $105,770 | $211,540 | |
| 2021 | $2,131.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 438 E Jackson St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 438 E Jackson St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGE OF LAKE ORION serves 2,973 people · EPA ID MI0003740 |
|---|---|
| Water Source | Purchased surface water from ORION TOWNSHIP |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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