438 E Hudson Dr, Payson, UT 84651 Property Records

Utah County property record for 438 E Hudson Dr, Payson, UT 84651

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.25 ba · 2,496 sqft · built 1981
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on Record
Last Sale	$133,000 (Feb 2022)
Tax Bill	$2,846 (2025)
Deeds & Mortgages	Jul 2025 Line of Credit Feb 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`52-149-0011`

Property Details

APN / Parcel Number

Primary APN	`52-149-0011`
Alternative APN	`079821`

Interior

Bedrooms	3 Beds
Full Baths	2.25 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,496 sqft Living Area
Gross Area	4,194 sqft
1st Floor Area	1,356 sqft
Basement Area	1,140 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1988
Architectural Style	A-Frame
Exterior Material	Brick/Stone
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	15,682 sqft (0.36 acres)
Garage Type	Attached
Garage Area	558 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab
Porch Area	1,014 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	079821
Street Address	438 E HUDSON DR
City	PAYSON
State	UT
Zip	84651-8536
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11, PLAT G, SALEM HILLS.
Legal Subdivision	SALEM HILLS
Legal Lot Number	11
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	3
Census Block	3048
Census Tract	10411

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	438 E HUDSON DR, PAYSON, UT 84651-8536
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2025	Deed of Trust, Mortgage · Line of Credit AMERICAN LOANS INC
Feb 28, 2022	Intrafamily Transfer, Transfer MERIDIAN TITLE COMPANY INC, MERIDIAN TITLE COMPANY
Feb 28, 2022	Intrafamily Transfer, Transfer · Line of Credit UTAH COMMUNITY CU
Feb 3, 2021	Quit Claim Deed, Transfer SECURITY HM MTG
Jan 7, 2021	Deed of Trust, Mortgage SECURITY HM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2022 · Amount on Record
Deed Sale	Feb 28, 2022 · Amount on Record
Deed Document Number	202225365
Prior Transfer Date	Feb 23, 2022
Prior Transfer Doc	0000025367
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	438 E HUDSON DR, PAYSON, UT 84651-8536
Transaction Type	Mortgage
Record Updated	Jan 21, 2026
Title Company	TITLE GUARANTY, TITLE GUARANTEE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000049198
Date	Jul 1, 2025
Instrument	49198:2025

Lender

Name	AMERICAN LOANS INC
Type	Mortgage Company
Address	SANDY, UT 84070

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	14 Months
Due	Sep 1, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Feb 28, 2022
Property Address	438 E HUDSON DR, PAYSON, UT 84651-8536
Document Number	0000025367
Instrument Date	Feb 23, 2022
Instrument	25367:2022
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	MERIDIAN TITLE COMPANY INC, MERIDIAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	438 E HUDSON DR, ELK RIDGE, UT 84651-8536

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Feb 28, 2022
Property Address	438 E HUDSON DR, PAYSON, UT 84651-8536
Document Number	0000025365
Instrument Date	Feb 23, 2022
Instrument	25365:2022
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	MERIDIAN TITLE COMPANY INC, MERIDIAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 E HUDSON DR, ELK RIDGE, UT 84651-8536

Mortgage

Document Number	0000025366
Date	Feb 28, 2022
Instrument	25366:2022

Lender

Name	UTAH COMMUNITY CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UTAH UT
Recording Date	Feb 3, 2021
Property Address	438 E HUDSON DR, ELK RIDGE, UT 84651-8536
Document Number	0000021131
Instrument Date	Jan 29, 2021
Instrument	21131
Transaction Type	Transfer
Record Updated	Feb 15, 2021
Title Company	UTAH FIRST TITLE INSURANCE AGENCY, UTAH FIRST TITLE INS AGE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	438 E HUDSON DR ELK RIDGE UT 846518536, ELK RIDGE, UT 84651-8536

Mortgage

Document Number	5874
Date	Feb 3, 2021
Instrument	5874

Lender

Name	SECURITY HM MTG
Type	Mortgage Company
Address	OREM, UT 84058

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 2, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	438 E HUDSON DR, ELK RIDGE, UT 84651-8536
Document Number	0000005874
Instrument Date	Jan 7, 2021
Transaction Type	Mortgage
Record Updated	Jan 22, 2021
Title Company	UTAH FIRST TITLE INSURANCE AGENCY, UTAH FIRST TITLE INS AGE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	438 E HUDSON DR ELK RIDGE UT 846518536, ELK RIDGE, UT 84651-8536

Mortgage

Document Number	0000005874
Date	Jan 12, 2021
Instrument	5874

Lender

Name	SECURITY HM MTG
Type	Mortgage Company
Address	OREM, UT 84058

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 11, 2051

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Elk Ridge City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$296,725 (-44.58%)	$539,500 (+0.77%) Land $206,800 Building $332,700
2025	$2,846.00	$535,400 (+87.38%) Land $188,000 Building $347,400	$535,400 (+3.06%) Land $188,000 Building $347,400
2024	$2,846.00 (+2.63%)
2023	$2,773.00 (-4.08%)	$285,725	$519,500 Land $173,800 Building $345,700
2022	$2,891.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 56% of Utah
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELK RIDGE TOWN serves 5,510 people · EPA ID UTAH25031
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CentraCom, Utah Broadband.

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