438 E Garrison Blvd, Gastonia, NC 28054 Property Records

Gaston County property record for 438 E Garrison Blvd, Gastonia, NC 28054

Property Summary

Property Type	Bank, Financial Building
Details	3,978 sqft · built 1989
Lot Size	0.39 acres (16,988 sqft)
Owner	Company Name on Record
Last Sale	$350,000 (Nov 2021)
Tax Bill	$3,791 (2026)
Deeds & Mortgages	Sep 2025 Sale Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`109105`

Property Details

APN / Parcel Number

Primary APN	`109105`

Interior

Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	1 Room
Units	2 Units
Stories	1 Story
Building Area	3,978 sqft Heated Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Brick
Roof Material	Shingle
Lot Area	16,988 sqft (0.39 acres)
Porch	Porch
Porch Area	64 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	438 E GARRISON BLVD
City	GASTONIA
State	NC
Zip	28054-4414
Property Category	Commercial
Property Type	Commercial > Office > Bank, Financial Building
Local Zoning Code	OFF01
Legal Description	01 053 131 00 000
Jurisdiction	GASTON NC
Township / Civil Division	GASTONIA
Census Block Group	1
Census Block	1017
Census Tract	32703

Owner

Source: Gaston County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 1075, GASTONIA, NC 28053-1075
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Warranty Deed, Transfer
Nov 15, 2021	Warranty Deed, Transfer FIRST HORIZON BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2021 · Amount on Record
Deed Sale	Nov 15, 2021 · Amount on Record
Deed Book / Page	5286 / 434
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Sep 30, 2025
Property Address	438 E GARRISON BLVD, GASTONIA, NC 28054-4414
Document Number	0055882378
Book / Page	5588 / 2378
Instrument Date	Sep 30, 2025
Transaction Type	Transfer
Record Updated	Nov 5, 2025

Transaction

Amount	Amount Recorded
Tax	$922.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2510 BURTON ESTATES LN, LINCOLNTON, NC 28092-6204

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1551 MARTIN RD, KINGS MOUNTAIN, NC 28086-9387

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Nov 15, 2021
Property Address	438 E GARRISON BLVD, GASTONIA, NC 28054-4414
Document Number	0052860434
Book / Page	5286 / 434
Instrument Date	Oct 13, 2021
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1295, GASTONIA, NC 28053-1295

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1075, GASTONIA, NC 28053-1075

Mortgage

Document Number	0005286438
Date	Nov 15, 2021
Instrument	5286/438

Lender

Name	FIRST HORIZON BANK
Type	Bank

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Municipality	Gastonia City
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,791.00	$354,660 (-) Land $93,440 Building $261,220
2025	$3,791.00 (-1.61%)	$354,660 (-0.6%) Land $93,440 Building $261,220
2023	$3,853.00	$356,800 Land $93,440 Building $263,360
2021			$336,540 Land $93,440 Building $243,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2018–2024)
Most Recent Claim	Jul 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TWO RIVERS UTILITIES serves 96,714 people · EPA ID NC0136010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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