438 E Excelsior St, Excelsior Springs, MO 64024 Property Records

Clay County property record for 438 E Excelsior St, Excelsior Springs, MO 64024

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,138 sqft · built 1920
Lot Size	0.16 acres (6,970 sqft)
Owner	Company Name on File
Last Sale	$593,712 (Apr 2023)
Tax Bill	$799 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Aug 2022 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`12-312-00-16-012.00`

Property Details

APN / Parcel Number

Primary APN	`12-312-00-16-012.00`
Alternative APNs	`1231200160120001` `294484`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,138 sqft Living Area
Gross Area	1,282 sqft
1st Floor Area	896 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	93 ft deep x 87 ft wide
Porch	Covered Wood Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	438 E EXCELSIOR ST
City	EXCELSIOR SPRINGS
State	MO
Zip	64024-2304
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BATES RESURVEY LTS 1 & 2 BLK 3
Legal Range	30W
Legal Township	52N
Legal Section	01
Legal Subdivision	BATES RESURVEY
Legal Block	3
Legal Lot Number	1,2
Jurisdiction	CLAY MO
Township / Civil Division	FISHING RIVER
Census Block Group	2
Census Block	2017
Census Tract	21704

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Boarding House District listed 2018 · 86 contributing resources · NRIS 100002791

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

438 E Excelsior St is owned by a company that bought it in April 2023.

Source: Clay County records, as of May 27, 2026

Owner of Record	Company Name on File
Mailing Address	5896 S STOCKTON AVE, SPRINGFIELD, MO 65804-7562
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2023	Deed of Trust, Mortgage · Line of Credit SOUTHERN BANK
Aug 31, 2022	Warranty Deed, Transfer
Jun 30, 2017	Deed of Trust, Mortgage · Line of Credit COMMUNITYAMERICA CU
Apr 19, 2017	Warranty Deed, Transfer NOT AVAILABLE
Apr 6, 2017	Deed of Trust, Mortgage NORTH AMERICAN RESERVES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2023 · Amount on File
Deed Sale	Apr 3, 2023 · Amount on File
Prior Sale	Aug 31, 2022
Deed Document Number	20237395
Deed Book / Page	9539 / 138
Prior Transfer Date	Mar 24, 2023
Prior Transfer Doc	0000007395
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	438 E EXCELSIOR ST, EXCELSIOR SPRINGS, MO 64024-2304
Transaction Type	Mortgage
Record Updated	Apr 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007396
Date	Apr 3, 2023
Book Page	9539/139
Instrument	2023007396

Lender

Name	SOUTHERN BANK
Type	Bank
Address	ROGERSVILLE, MO 65742

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	36 Months
Due	Apr 5, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Aug 31, 2022
Property Address	438 E EXCELSIOR ST, EXCELSIOR SPRINGS, MO 64024-2304
Document Number	0000028847
Book / Page	9438 / 209
Instrument Date	Aug 26, 2022
Instrument	2022028847
Transaction Type	Transfer
Record Updated	Sep 6, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 4893, SPRINGFIELD, MO 65808-4893

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	438 E EXCELSIOR ST, EXCELSIOR SPRINGS, MO 64024-2304
Document Number	0000023372
Book / Page	008003 / 000067
Instrument Date	Jun 30, 2017
Transaction Type	Mortgage
Record Updated	Jul 27, 2017
Title Company	WORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	438 E EXCELSIOR ST EXCELSIOR SPRINGS MO 640242304, EXCELSIOR SPRINGS, MO 64024-2304

Mortgage

Document Number	0000023372
Date	Jul 12, 2017
Book Page	008003/000067
Instrument	23372

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union
Address	LENEXA, KS 66219

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 11, 2042

Interest

Rate Type	Adjustable Rate

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Apr 19, 2017
Property Address	438 E EXCELSIOR ST, EXCELSIOR SPRINGS, MO 64024-2304
Document Number	0000012499
Book / Page	007945 / 000072
Instrument Date	Apr 12, 2017
Instrument	12499
Transaction Type	Transfer
Record Updated	May 4, 2017
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 E EXCELSIOR ST EXCELSIOR SPRINGS MO 640242304, EXCELSIOR SPRINGS, MO 64024-2304

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	438 E EXCELSIOR ST, EXCELSIOR SPRINGS, MO 64024-2304
Document Number	0000013835
Instrument Date	Apr 6, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 E EXCELSIOR ST EXCELSIOR SPRINGS MO 640242304, EXCELSIOR SPRINGS, MO 64024-2304

Mortgage

Document Number	0000013835
Date	May 1, 2017
Book Page	007953/000064
Instrument	13835

Lender

Name	NORTH AMERICAN RESERVES LLC
Address	9488 S UNION SQ, SANDY, UT 84070-3401

Agreement

Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	6%

Tax Assessment & Valuation

The 2025 property tax bill for 438 E Excelsior St was $799, up 13.7% from the year before.

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Municipality	Excelsior Springs City
Unified School District	Excelsior Springs 40 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$799.00 (+13.66%)	$11,530	$60,684
2024	$703.00 (+0.57%)
2023	$699.00	$10,030	$52,789
2019	$565.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 438 E Excelsior St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 438 E Excelsior St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EXCELSIOR SPRINGS PWS serves 11,084 people · EPA ID MO1010261
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Mercury Fiber.

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