438 E Elbert St, Indianapolis, IN 46227 Property Records

Marion County property record for 438 E Elbert St, Indianapolis, IN 46227

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,456 sqft · built 1954
Lot Size	0.428 acres (18,687 sqft)
Owner	Individual Name on Record
Tax Bill	$2,448 (2023)
Deeds & Mortgages	Sep 2022 Mortgage Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`49-11-36-113-014.000-500`

Property Details

APN / Parcel Number

Primary APN	`49-11-36-113-014.000-500`
Alternative APN	`5016910`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,456 sqft Living Area
1st Floor Area	1,456 sqft
Family Room	Family Room

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1992
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	18,687 sqft (0.428 acres)
Lot Dimensions	220 ft deep x 85 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	5016910
Old Parcel Number	5016910
Street Address	438 E ELBERT ST
City	INDIANAPOLIS
State	IN
Zip	46227-1657
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	220.45FT EL 85FT NL BEGIN 542.17FT N &874.4FT W OF SE COR PT SW1/4 S36T15 R3 .43AC HOFFMARK GRAHM SURVEYTR18
Legal Range	03
Legal Township	15
Legal Section	36
Legal Subdivision	HOFFMARK GRAHAM SURV
Jurisdiction	MARION IN
Township / Civil Division	PERRY
Census Block Group	1
Census Block	1017
Census Tract	380600

Owner

Source: Marion County records, as of May 10, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	438 E ELBERT ST, INDIANAPOLIS, IN 46227-1657
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK
Jan 19, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2016
Deed Sale	Nov 30, 2016
Deed Document Number	0000131032
Record Updated	Jun 7, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IN
Property Address	438 E ELBERT ST, INDIANAPOLIS, IN 46227-1657
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000103853
Date	Sep 19, 2022
Instrument	A202200103853

Lender

Name	PNC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Sep 17, 2062

Interest

Rate Type	Fixed Rate

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IN
Property Address	438 E ELBERT ST, INDIANAPOLIS, IN 46227-1657
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007164
Date	Jan 19, 2021
Instrument	A202100007164

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Marion County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Indiana
County	Marion County
County Subdivision	Perry Township
Consolidated City	Indianapolis City
Unified School District	Perry Township Metropolitan School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,448.00 (+3.86%) Homeowner's exemption	$196,200 (+5.88%) Land $19,600 Building $176,600	$196,200 (+5.88%) Land $19,600 Building $176,600
2022	$2,357.00 (+33.84%) Homeowner's exemption	$185,300 Land $19,600 Building $165,700	$185,300 Land $19,600 Building $165,700
2021	$1,761.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2016)
Most Recent Claim	Aug 2016 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER - INDIANAPOLIS serves 880,345 people · EPA ID IN5249004
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Spectrum, Xiber.

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