438 E Chestnut St, Geneseo, IL 61254 Property Records

Henry County property record for 438 E Chestnut St, Geneseo, IL 61254

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,232 sqft · built 1967
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$137,500 (Dec 2018)
Tax Bill	$4,453 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Apr 2024 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`08-21-454-003`

Property Details

APN / Parcel Number

Primary APN	`08-21-454-003`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,232 sqft Living Area
1st Floor Area	1,232 sqft
Basement Area	1,232 sqft
Finished Basement	1,232 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Construction Type	Frame
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	140 ft deep x 80 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	438 E CHESTNUT ST
City	GENESEO
State	IL
Zip	61254-1763
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 3 STONEKINGS SUB CITY OF GENESEO
Legal Subdivision	CITY OF GENESEO
Legal Block	454
Legal Lot Number	3
Jurisdiction	HENRY IL
Township / Civil Division	GENESEO
Census Block Group	4
Census Block	4009
Census Tract	30301

Owner

Source: Henry County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	438 E CHESTNUT ST, GENESEO, IL 61254-1763
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2026	Deed of Trust, Mortgage · Line of Credit FARMERS NATIONAL BANK
Apr 2, 2024	Quit Claim Deed, Transfer Quitclaim
Nov 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage FARMERS NAT'L BK
Jan 5, 2019	Deed of Trust, Mortgage · Conventional with PMI FARMERS NAT'L BK
Dec 14, 2018	Warranty Deed, Transfer · Closed-End Mortgage FARMERS NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2018 · Amount on Record
Deed Sale	Dec 14, 2018 · Amount on Record
Prior Sale	Apr 30, 2009 · Amount on Record
Deed Document Number	201820-1806844
Last Transfer Date	Mar 11, 2024
Transfer Doc	0000001363
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY IL
Property Address	438 E CHESTNUT ST, GENESEO, IL 61254-1763
Transaction Type	Mortgage
Record Updated	Mar 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 E CHESTNUT ST, GENESEO, IL 61254-1763

Mortgage

Document Number	0000001068
Date	Mar 4, 2026
Instrument	20-2601068

Lender

Name	FARMERS NATIONAL BANK
Type	Bank
Address	GENESEO, IL 61254

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Mar 15, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HENRY IL
Recording Date	Apr 2, 2024
Property Address	438 E CHESTNUT ST, GENESEO, IL 61254-1763
Document Number	0000001363
Instrument Date	Mar 11, 2024
Instrument	20-2401363
Transaction Type	Transfer
Record Updated	Apr 16, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	116 N EAST ST, CAMBRIDGE, IL 61238-1157

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 E CHESTNUT ST # ER, ER, GENESEO, IL 61254-1763

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY IL
Property Address	438 E CHESTNUT ST, GENESEO, IL 61254-1763
Document Number	0000007635
Instrument Date	Nov 10, 2020
Transaction Type	Mortgage
Record Updated	Dec 2, 2020
Title Company	WESTERN ILLINOIS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	438 E CHESTNUT ST GENESEO IL 612541763, GENESEO, IL 61254-1763

Mortgage

Document Number	0000007635
Date	Nov 17, 2020
Instrument	7635

Lender

Name	FARMERS NAT'L BK
Type	Bank
Address	GENESEO, IL 61254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 16, 2040

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY IL
Property Address	438 E CHESTNUT ST, GENESEO, IL 61254-1763
Document Number	0000000180
Instrument Date	Jan 5, 2019
Transaction Type	Mortgage
Record Updated	Feb 27, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	438 E CHESTNUT ST GENESEO IL 612541763, GENESEO, IL 61254-1763

Mortgage

Document Number	0000000180
Date	Jan 10, 2019
Instrument	180

Lender

Name	FARMERS NAT'L BK
Type	Bank
Address	GENESEO, IL 61254

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 9, 2049

Interest

Rate	4.87%

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY IL
Recording Date	Dec 14, 2018
Property Address	438 E CHESTNUT ST, GENESEO, IL 61254-1763
Document Number	0000006844
Instrument Date	Nov 29, 2018
Instrument	20-1806844
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$206.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	438 E CHESTNUT ST, GENESEO, IL 61254-1763

Mortgage

Document Number	0000006845
Date	Dec 14, 2018
Instrument	20-1806845

Lender

Name	FARMERS NATIONAL BANK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Henry County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Henry County
County Subdivision	Geneseo Township
Municipality	Geneseo City
Unified School District	Geneseo Community Unit School District 228 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,453.00 (+29.98%)	$61,902 (+25.82%) Land $8,027 Building $53,875	$185,706 (+25.82%) Land $24,081 Building $161,625
2022		$49,197 Land $6,379 Building $42,818	$147,591 Land $19,137 Building $128,454
2021	$3,426.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENESEO serves 6,539 people · EPA ID IL0730500
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	3 ppb (2026–2028) action level 15 ppb
Copper	1.4 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Geneseo Communications Services Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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