438 E Bay Ave, Unit 16, Barnegat, NJ 08005 Property Records

Ocean County and Barnegat Township property record for 438 E Bay Ave, Unit 16, Barnegat, NJ 08005

Property Summary

Property Type	Townhouse
Details	2 bd · 2 ba · 1,224 sqft · built 1986
Lot Size	0.023 acres (989 sqft)
Owner	2 Individual Names on File
Last Sale	$172,500 (May 2019)
Tax Bill	$5,509 (2025)
Deeds & Mortgages	May 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`01-00208-0000-00021-17`

Property Details

APN / Parcel Number

Primary APN	`01-00208-0000-00021-17`
Alternative APN	`01002080000000210017`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,224 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	989 sqft (0.023 acres)
Lot Dimensions	55 ft deep x 18 ft wide
Porch	Open Porch

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	438 E BAY AVE, 16
City	BARNEGAT
State	NJ
Zip	08005-2406
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	CM
Legal Description	18 X 55 UNIT 16 MORNING SHORES
Legal Subdivision	MORNING SHORES
Legal Block	208
Legal Lot Number	21.17
Jurisdiction	OCEAN NJ
Township / Civil Division	BARNEGAT
Census Block Group	1
Census Block	1021
Census Tract	734002

Owner

438 E Bay Ave, Unit 16 is owned and occupied by two individuals who bought it in May 2019.

Source: Ocean County and Barnegat Township records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	438 E BAY AVE, 16, BARNEGAT, NJ 08005-2406
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2019 · Amount on File
Deed Sale	May 6, 2019 · Amount on File
Prior Sale	Oct 24, 2005 · Amount on File
Deed Document Number	201941505
Deed Book / Page	17461 / 680
Record Updated	Oct 29, 2026

May 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	OCEAN NJ
Recording Date	May 6, 2019
Property Address	438 E BAY AVE UNIT 16, 16, BARNEGAT, NJ 08005-2406
Document Number	0174610680
Book / Page	17461 / 0680
Map Reference	MAP G-1916
Instrument Date	Apr 12, 2019
Instrument	2019041505
Transaction Type	Transfer
Record Updated	Nov 3, 2021
Title Company	PEGASUS TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$750.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3067 HUTCHINSON RIVER RD, 3067, PHILLIPSBURG, NJ 08865-9342

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 E BAY AVE UNIT 16, 16, BARNEGAT, NJ 08005-2406

Mortgage

Document Number	2019041506
Date	May 6, 2019
Instrument	2019041506

Lender

Name	EVESHAM MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 438 E Bay Ave, Unit 16 was $5,509, up 3.6% from the year before.

Source: Ocean County and Barnegat Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Barnegat Township
Unified School District	Barnegat Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$178,700 (-) Land $90,000 Building $88,700	$178,700 (-) Land $90,000 Building $88,700
2025	$5,509.00 (+3.57%)	$178,700 Land $90,000 Building $88,700	$178,700 Land $90,000 Building $88,700
2024	$5,319.00
2023		$178,700 Land $90,000 Building $88,700	$178,700 Land $90,000 Building $88,700
2022	$5,033.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 438 E Bay Ave, Unit 16 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 208 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	267 units insured incl. 59 condo units
Nearby Flood Claims	313 (1981–2026)
Claims Outside the SFHA	21 of 313
Most Recent Claim	May 2026 · rainfall accumulation
Claims by Event	Hurricane Sandy, Nov 2012 · 204 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 38 claims Coastal Storms & Flooding, Mar 1984 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 438 E Bay Ave, Unit 16 is moderate, ranking above 48% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 66% of New Jersey
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEAN TWP DEPT OF UTILITIES serves 15,419 people · EPA ID NJ1520001
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20