438 E Ave Sierra Madre, Gilbert, AZ 85296 Property Records

Maricopa County property record for 438 E Ave Sierra Madre, Gilbert, AZ 85296

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,265 sqft · built 1989
Lot Size	0.149 acres (6,504 sqft)
Owner	Owner Name on Record
Tax Bill	$2,144 (2025)
Deeds & Mortgages	May 2018 Mortgage Dec 2019 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`304-23-396`

Property Details

APN / Parcel Number

Primary APN	`304-23-396`

Interior

Full Baths	4 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,265 sqft Living Area
1st Floor Area	1,214 sqft
2nd Floor Area	1,051 sqft

Exterior

Year Built	Built 1989
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	6,504 sqft (0.149 acres)
Parking Spaces	2 Parking Spaces
Patio Area	198 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	438 E AVENIDA SIERRA MADRE
City	GILBERT
State	AZ
Zip	85296-1102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	MORNING RIDGE MCR 302-50
Legal Range	06E
Legal Township	01S
Legal Section	18
Legal Quarter	NE
Quarter-Quarter Section	NW
Legal Subdivision	MORNING RIDGE LOT 1-92 TR A-D
Legal Lot Number	24
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1016
Census Tract	422404

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	438 E AVENIDA SIERRA MADRE, GILBERT, AZ 85296-1102
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
May 31, 2018	Deed of Trust, Mortgage · FHA Mortgage PEOPLES BANK
Dec 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 31, 1989
Transfer Doc	0000353474
Record Updated	Jun 8, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	438 E AVENIDA SIERRA MADRE, GILBERT, AZ 85296-1102
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000414208
Date	May 31, 2018
Instrument	20180414208

Lender

Name	PEOPLES BANK
Type	Bank
Address	NORTH CHARLESTON, SC 29405

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	438 E AVENIDA SIERRA MADRE, GILBERT, AZ 85296-1102
Document Number	0000011326
Instrument Date	Dec 20, 2019
Transaction Type	Mortgage
Record Updated	Jan 17, 2020
Title Company	NATIONWIDE APPRAISAL AND TITLE, NATIONWIDE APPRAISAL & TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	438 E AVENIDA SIERRA MADRE GILBERT AZ 852961102, GILBERT, AZ 85296-1102

Mortgage

Document Number	0000011326
Date	Jan 7, 2020
Instrument	11326

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 6, 2050

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$45,680 (-0.41%)	$456,800 (-0.41%) Land $91,300 Building $365,500
2025	$2,144.00 (+10.29%)
2024		$45,870	$458,700 Land $91,700 Building $367,000
2023	$1,944.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 654 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Arizona Network Fixed Wireless	1,000 / 1,000
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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