438 E Ascot Pl, Fresno, CA 93720 Property Records

Fresno County property record for 438 E Ascot Pl, Fresno, CA 93720

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,185 sqft · built 1990
Lot Size	0.398 acres (17,328 sqft)
Owner	Trust Name on File
Last Sale	$402,000 (Apr 2012)
Tax Bill	$8,507 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`401-292-09`

Property Details

APN / Parcel Number

Primary APN	`401-292-09`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,185 sqft Living Area
1st Floor Area	4,185 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Construction Type	Frame
Lot Area	17,328 sqft (0.398 acres)
Lot Dimensions	152 ft deep x 114 ft wide
Garage Area	1,034 sqft
Parking Spaces	4 Parking Spaces
Pool Area	1,631 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration

Location & Zoning

Street Address	438 E ASCOT PL
City	FRESNO
State	CA
Zip	93720-0885
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 52 TRACT NO 3840 CHELSEA KNOLLS
Legal Subdivision	CHELSEA KNOLLS 3840
Legal Tract	3840
Legal Lot Number	52
Jurisdiction	FRESNO CA
Township / Civil Division	FRESNO
Census Block Group	1
Census Block	1014
Census Tract	5516

Owner

438 E Ascot Pl is owner-occupied and held in a trust since January 2015.

Source: Fresno County records, as of August 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	438 E ASCOT PL, FRESNO, CA 93720-0885
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2021	Deed of Trust, Mortgage · Line of Credit EDUCATIONAL EMPLOYEES CU
Mar 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage IMC MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2012 · Amount on File
Deed Sale	Apr 6, 2012 · Amount on File
Prior Sale	Sep 1, 2011 · Amount on File
Deed Document Number	201248711
Last Transfer Date	Jan 30, 2015
Transfer Doc	0000027759
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	438 E ASCOT PL, FRESNO, CA 93720-0885
Transaction Type	Mortgage
Record Updated	Sep 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000136415
Date	Aug 23, 2021
Instrument	2021-0136415

Lender

Name	EDUCATIONAL EMPLOYEES CU
Type	Credit Union
Address	FRESNO, CA 93755

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	438 E ASCOT PL, FRESNO, CA 93720-0885
Transaction Type	Mortgage
Record Updated	Apr 7, 2021
Title Company	BNT TITLE COMPANY/CA, BNT TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 E ASCOT PL, FRESNO, CA 93720-0885

Mortgage

Document Number	0000046676
Date	Mar 22, 2021
Instrument	2021-0046676

Lender

Name	IMC MORTGAGE CORP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 438 E Ascot Pl was $8,507 with a homeowner's exemption.

Source: Fresno County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Fresno County
Municipality	Fresno City
Unified School District	Clovis Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$723,854 (+2%) Land $224,199 Building $499,655
2025	$8,507.00 Homeowner's exemption	$709,661 Land $219,803 Building $489,858
2023	$8,180.00 (+1.39%) Homeowner's exemption	$682,106 Land $211,269 Building $470,837
2022	$8,068.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 438 E Ascot Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 438 E Ascot Pl is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FRESNO serves 545,970 people · EPA ID CA1010007
Water Source	Surface water
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	1,000 / 1,000
AT&T Fixed Wireless · DSL	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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