438 E 48th St, Chicago, IL 60615 Property Records

Cook County property record for 438 E 48th St, Chicago, IL 60615 · Last verified June 2026

Property Highlights

Property Type	Residential > Condominium / Townhouse > Townhouse
Bedrooms	6 Beds
Bathrooms	3.5 Baths
Year Built	Built 1900
Square Footage	3,495 sqft Living Area
Lot Size	3,015 sqft (0.069 acres)
Occupancy	Owner Occupied
Last Sale	$299,000 (2014)
Tax Bill	$6,284.00 (2023)

Property Details

APN / Parcel Number

Primary APN	`20-10-200-020`
Alternative APN	`20-10-200-020-0000`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	15 Rooms
Units	2 Units
Building Area	3,495 sqft Living Area
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1898
Effective Year Built	Effective 1900
Architectural Style	Row Home Style
Exterior Material	Brick/Stone (Brick and/or Stone) Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Material	Roll Tar & Gravel Roof
Lot Area	3,015 sqft (0.069 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Hot Water Heating
Water Source	Commercial Water Source

Location & Zoning

Street Address	438 E 48TH ST
City	CHICAGO
State	IL
Zip	60615-1402
Property Usage	Residential Property Usage
Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	(SUBDIVISION) OF E 26 FT OF LT 1 ALL OF LT 2 & W 10 F T OF LT 3 OF JOHN M AYERS SUB OF EH OF S 3 ACS OF NW NW NE SEC 10-38-14
Legal Range	14E
Legal Township	38N
Legal Section	10
Legal Subdivision	AYERS SUB
Legal Lot Number	1-3
Jurisdiction	COOK IL
Minor Civil Division	CHICAGO
Census Blockgroup	2
Census Block	2016
Census Tract	381200

Owner

Source: Cook County records · APN 20-10-200-020

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	438 E 48TH ST, CHICAGO, IL 60615-1402
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 16, 2014 · Amount on Record
Deed Sale	Jun 16, 2014 · Amount on Record
Prior Sale	May 09, 2013
Deed Doc Number	20144006
Record Refreshed	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	438 E 48TH ST, CHICAGO, IL 60615-1402
Transaction Type	Mortgage
Record Updated	Feb 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004107496
Date	Feb 10, 2021
Instrument	2104107496

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Stand Alone Second Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Jan 21, 2041

Interest

Rate Type	Fixed Rate
Rate	4.99%

Tax Assessment & Valuation

Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$47,001 (+42.43%) Land $10,553 Building $36,448	$470,010 (+42.43%) Land $105,530 Building $364,480
2023	$6,284.00 (+2.98%)
2022	$6,102.00 Homeowner's exemption	$32,999 Land $10,552 Building $22,447	$329,990 Land $105,520 Building $224,470

Flood & Wildfire

438 E 48th St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Cook County (17031C), updated February 11, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Historic District	Within the Chicago Park Boulevard System Historic District listed 2018 · 3,052 contributing resources · NRIS 12000040

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.