438 Dusty Brook Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 438 Dusty Brook Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,276 sqft · built 2018
Lot Size	0.165 acres (7,170 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (Mar 2021)
Tax Bill	$3,335 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T190300079`

Property Details

APN / Parcel Number

Primary APN	`T190300079`
Alternative APN	`4-0052-C662-00-0013.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,276 sqft Living Area
Gross Area	2,952 sqft
1st Floor Area	1,276 sqft
Basement Area	1,276 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	7,170 sqft (0.165 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	T190300079
Street Address	438 DUSTY BROOK DR
City	O FALLON
State	MO
Zip	63366-4992
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BROOKSIDE FOREST #1 LOT 13
Legal Subdivision	BROOKSIDE FOREST #1
Legal Lot Number	13
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	2
Census Block	2023
Census Tract	312095

Owner

438 Dusty Brook Dr is owned and occupied by two individuals who bought it in March 2021.

Source: St. Charles County records, as of March 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	438 DUSTY BROOK DR, O FALLON, MO 63366-4992
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2021	Warranty Deed, Transfer · Conventional Mortgage THE HOME LOAN EXPERT LLC
Oct 16, 2019	Warranty Deed, Transfer · Conventional Mortgage DAS ACQUISITION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2021 · Amount on File
Deed Sale	Mar 30, 2021 · Amount on File
Prior Sale	Oct 16, 2019 · Amount on File
Deed Document Number	202127588
Record Updated	Jun 8, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 30, 2021
Property Address	438 DUSTY BROOK DR, O FALLON, MO 63366-4992
Document Number	2021R027588
Map Reference	MB 50 PG 77
Instrument Date	Mar 25, 2021
Instrument	2021R-027588
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2084 WINDSWEPT FARMS DR, 2084, EUREKA, MO 63025-4114

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 DUSTY BROOK DR, O FALLON, MO 63366-4992

Mortgage

Document Number	2021R027589
Date	Mar 30, 2021
Instrument	2021R-027589

Lender

Name	THE HOME LOAN EXPERT LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 16, 2019
Property Address	438 DUSTY BROOK DR, O FALLON, MO 63366-4992
Document Number	0071630051
Book / Page	7163 / 0051
Map Reference	MB 50 PG 77
Instrument Date	Oct 11, 2019
Instrument	20191016000580260
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	DEPENDABLE TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16091 SWINGLEY RIDGE RD # RD300, 16091, CHESTERFIELD, MO 63017-2005

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 DUSTY BROOK DR, O FALLON, MO 63366-4992

Mortgage

Document Number	20191016000580270
Date	Oct 16, 2019
Instrument	20191016000580270

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 438 Dusty Brook Dr was $3,335, down 4.5% from the year before.

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,335.00 (-4.52%)	$50,001	$263,163 Land $52,500 Building $210,663
2024	$3,493.00
2023		$50,910
2022			$267,947 Building $267,947

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 438 Dusty Brook Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2019–2022)
Most Recent Claim	Jul 2022 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 438 Dusty Brook Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed, Wisper ISP.

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