438 Deerpath Dr, Sautee Nacoochee, GA 30571 Property Records

White County property record for 438 Deerpath Dr, Sautee Nacoochee, GA 30571

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,862 sqft · built 2000
Lot Size	0.87 acres (38,087 sqft)
Owner	2 Individual Names on File
Last Sale	$560,000 (Jul 2023)
Tax Bill	$2,911 (2026)
Deeds & Mortgages	Nov 2024 Line of Credit Jun 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`069 202`

Property Details

APN / Parcel Number

Primary APN	`069 202`
Alternative APNs	`74065` `87288`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,862 sqft Living Area
1st Floor Area	3,862 sqft
Basement Area	1,634 sqft
Finished Basement	1,634 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Reinforced Concrete
Roof Material	Wood Shingle
Lot Area	38,087 sqft (0.87 acres)
Garage Area	594 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	392 sqft
Deck Area	280 sqft
Patio Area	560 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	87288
Street Address	438 DEERPATH DR
City	SAUTEE NACOOCHEE
State	GA
Zip	30571-5131
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LL28 LD6 LOT 8 B SKYLAKE
Legal Subdivision	SKYLAKE RECREATIONAL COMMUNITY
Legal Lot Number	8
Jurisdiction	WHITE GA
Township / Civil Division	HELEN
Census Block Group	1
Census Block	1044
Census Tract	950101

Owner

438 Deerpath Dr is owned and occupied by two individuals who bought it in July 2023.

Source: White County records, as of September 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	438 DEERPATH DR, SAUTEE NACOOCHEE, GA 30571-5131
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2024	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
Jun 23, 2023	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE
Jun 15, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2023 · Amount on File
Deed Sale	Jul 7, 2023 · Amount on File
Prior Sale	Jun 9, 2017 · Amount on File
Deed Document Number	20231632
Deed Book / Page	1899 / 662
Record Updated	Oct 29, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE GA
Property Address	438 DEERPATH DR, SAUTEE NACOOCHEE, GA 30571-5131
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 DEERPATH DR, SAUTEE NACOOCHEE, GA 30571-5131

Mortgage

Document Number	0019490000000084
Date	Nov 22, 2024
Book Page	0000001949/0000000084

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jan 1, 2049

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITE GA
Recording Date	Jun 23, 2023
Property Address	438 DEERPATH DR, SAUTEE NACOOCHEE, GA 30571-5131
Document Number	0018990662
Book / Page	1899 / 662
Instrument Date	Jun 23, 2023
Instrument	2023-001632
Transaction Type	Transfer
Record Updated	Oct 17, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 DEERPATH DR, SAUTEE NACOOCHEE, GA 30571-5131

Mortgage

Document Number	0001899663
Date	Jun 23, 2023
Instrument	1899/663

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	355 Months
Due	Jan 1, 2053

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WHITE GA
Recording Date	Jun 15, 2017
Property Address	438 DEERPATH DR, SAUTEE NACOOCHEE, GA 30571-5131
Document Number	0016440360
Book / Page	001644 / 000360
Instrument Date	Jun 12, 2017
Transaction Type	Transfer
Record Updated	Jun 20, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$310.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Tax Assessment & Valuation

The 2026 property tax bill for 438 Deerpath Dr was $2,911.

Source: White County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	White County
Unified School District	White County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,911.00
2025		$227,960 Land $12,000 Building $215,960	$569,900 Land $30,000 Building $539,900
2024	$3,337.00
2023		$223,252 (+24.01%) Land $11,200 Building $212,052	$558,130 (+24.01%) Land $28,000 Building $530,130
2022	$3,724.00 Additional exemption filed	$180,028 Land $11,200 Building $168,828	$450,070 Land $28,000 Building $422,070

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 438 Deerpath Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 units insured incl. 2 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 438 Deerpath Dr is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 87% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TrailWave Fiber	1,000 / 1,000
Windstream Cable · DSL	1,000 / 25
Verizon Fixed Wireless	300 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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