438 Culver Rd, Limestone, TN 37681 Property Records

Washington County property record for 438 Culver Rd, Limestone, TN 37681

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,926 sqft · built 2014
Lot Size1.38 acres (60,113 sqft)
Owner2 Individual Names on Record
Last Sale$305,000 (May 2020)
Tax Bill$1,614 (2025)
Deeds & MortgagesDec 2022 Line of Credit
Mar 2022 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN073-076.11

Property Details

APN / Parcel Number

Primary APN073-076.11
Alternative APNs
  • 0307307307611000
  • 090073 07611

Interior

Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area1,926 sqft Living Area
Gross Area2,440 sqft
1st Floor Area1,926 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Architectural StyleCustom Design
Exterior MaterialSiding
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area60,113 sqft (1.38 acres)
TerrainRolling
Garage TypeAttached
Garage Area514 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area684 sqft
PorchFinished/Open Porch
Porch Area322 sqft
Deck Area64 sqft
Patio Area64 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address438 CULVER RD
CityLIMESTONE
StateTN
Zip37681-2635
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionANDERSON PROPERTY REPLAT PB: 20 PG: 511 LOT: 17R
Legal SubdivisionANDERSON PROPERTY REPLAT
Legal Lot Number17R
JurisdictionWASHINGTON TN
Township / Civil Division8
Census Block Group3
Census Block3059
Census Tract61902

Owner

Source: Washington County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address438 CULVER RD, LIMESTONE, TN 37681-2635
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 5, 2022Deed of Trust, Mortgage · Line of Credit
GREATER EASTERN CU
Mar 16, 2022Deed of Trust, Mortgage · Line of Credit
GREATER EASTERN CU
Sep 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
May 27, 2020Warranty Deed, Transfer · Conventional Mortgage
BENCHMARK HM LN

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 27, 2020 · Amount on Record
Deed SaleMay 27, 2020 · Amount on Record
Prior SaleMar 31, 2011 · Amount on Record
Deed Document Number20208274
Deed Book / Page1017 / 422
Prior Transfer DateMar 24, 2011
Prior Transfer Doc0000071634
Record UpdatedJun 8, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON TN
Property Address438 CULVER RD, LIMESTONE, TN 37681-2635
Transaction TypeMortgage
Record UpdatedDec 19, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0011171809
DateDec 5, 2022
Book Page1117/1809
Instrument22021025
Lender
NameGREATER EASTERN CU
TypeCredit Union
AddressJOHNSON CITY, TN 37604
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueDec 4, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON TN
Property Address438 CULVER RD, LIMESTONE, TN 37681-2635
Transaction TypeMortgage
Record UpdatedMar 30, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0010932548
DateMar 16, 2022
Book Page1093/2548
Instrument22005124
Lender
NameGREATER EASTERN CU
TypeCredit Union
AddressJOHNSON CITY, TN 37604
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueMar 15, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON TN
Property Address438 CULVER RD, LIMESTONE, TN 37681-2635
Transaction TypeMortgage
Record UpdatedOct 11, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number10743095
DateSep 28, 2021
Book Page1074/3095
Instrument21020197
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term349 Months
DueOct 1, 2050

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON TN
Recording DateMay 27, 2020
Property Address438 CULVER RD, LIMESTONE, TN 37681-2635
Document Number1017422
Book / Page001017 / 000422
Instrument DateMay 22, 2020
Instrument8274
Transaction TypeTransfer
Record UpdatedJul 2, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,129.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4138 BRISTOL HWY #4 JOHNSON CITY TN 376013106, 4, JOHNSON CITY, TN 37601-3106

Mortgage

Document Number1017427
DateMay 27, 2020
Book Page001017/000427
Instrument8275
Lender
NameBENCHMARK HM LN
TypeFunding / Finance Company
AddressPLANO, TX 75024
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 26, 2050

Tax Assessment & Valuation

Source: Washington County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyWashington County
Unified School DistrictWashington County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,614.00$94,400 (+55.78%) Land $6,425 Building $87,975$377,600 (-) Land $25,700 Building $351,900
2024$1,614.00 (+23.87%)$377,600 (+55.78%) Land $25,700 Building $351,900
2022$1,303.00$60,600 Land $4,900 Building $55,700$242,400 Land $19,600 Building $222,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims5 (2001–2016)
Claims Outside the SFHA3 of 5
Most Recent ClaimJul 2016 · tidal / storm surge
Claims by Event
  • Severe Storms And Flooding, Aug 2001 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · above 64% of Tennessee
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJONESBOROUGH WATER DEPT
serves 33,069 people · EPA ID TN0000338
Water SourceSurface water
Last State InspectionMay 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2022
Haloacetic acids
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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