438 Commerce St, Beaver, PA 15009 Property Records

Beaver County property record for 438 Commerce St, Beaver, PA 15009

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,320 sqft · built 1925
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on File
Last Sale	$215,000 (Jun 2022)
Tax Bill	$668 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-002-1320.000`

Property Details

APN / Parcel Number

Primary APN	`16-002-1320.000`
Alternative APN	`16-002-1320.000-01-1`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,320 sqft Living Area
Flooring	Wood
Interior Walls	Wood

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Brick
Roof Material	Asphalt
Lot Area	4,356 sqft (0.1 acres)
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	16-002-1320.000
Street Address	438 COMMERCE ST
City	BEAVER
State	PA
Zip	15009-2012
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PTLOT GEN PL HS GR
Legal Subdivision	GEN PL
Jurisdiction	BEAVER PA
Township / Civil Division	BEAVER
Census Block Group	2
Census Block	2015
Census Tract	602400

Owner

Source: Beaver County records · APN 16-002-1320.000

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	438 COMMERCE ST, BEAVER, PA 15009-2012
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 13, 2022 · Amount on Record
Deed Sale	Jun 13, 2022 · Amount on Record
Deed Document Number	20223662509
Record Updated	Sep 20, 2026

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BEAVER PA
Recording Date	Jun 13, 2022
Property Address	438 COMMERCE ST, BEAVER, PA 15009-2012
Document Number	0003662509
Instrument Date	Jun 06, 2022
Instrument	3662509
Transaction Type	Transfer
Record Updated	Jun 28, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	438 COMMERCE ST, BEAVER, PA 15009-2012

Mortgage

Document Number	0003662510
Date	Jun 13, 2022
Instrument	3662510

Lender

Name	DEVELOPERS MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2052

Tax Assessment & Valuation

Source: Beaver County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Beaver County
Municipality	Beaver Borough
Unified School District	Beaver Area School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$91,050 (+411.52%) Land $24,250 Building $66,800	$182,100 (+411.52%) Land $48,500 Building $133,600
2025	$668.00 (-74.69%)
2023	$2,639.00	$17,800 Land $2,700 Building $15,100
1982			$35,600 Land $5,400 Building $30,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 15, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1982–1996)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 1996 · Severe Storms And Flooding

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic District	Within the Beaver Historic District listed 1996 · 1,258 contributing resources · NRIS 96001201

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
GoNetspeed Fiber	1,000 / 1,000

May also be available: Verizon.

Based on FCC filings for 419 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	BEAVER BORO MUNI AUTH serves 5,799 people
Water Source	Groundwater
Last State Inspection	Jun 2026
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	40 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.