Bergen County and Ridgewood Village property record for 438 Colonial Rd, Ridgewood, NJ 07450
| Property Type | Single Family Home |
|---|---|
| Details | 2,433 sqft · built 1928 |
| Lot Size | 0.258 acres (11,238 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $384,000 (Aug 1998) |
| Tax Bill | $20,149 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 51-03609-0000-00007 |
| Primary APN | 51-03609-0000-00007 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,433 sqft Living Area |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Construction Type | Frame |
| Lot Area | 11,238 sqft (0.258 acres) |
| Lot Dimensions | 150 ft deep x 75 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 438 COLONIAL RD |
|---|---|
| City | RIDGEWOOD |
| State | NJ |
| Zip | 07450-3406 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | .258 AC |
| Legal Block | 3609 |
| Legal Lot Number | 7 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIDGEWOOD |
| Census Block Group | 6 |
| Census Block | 6016 |
| Census Tract | 47500 |
438 Colonial Rd is owned and occupied by two individuals who bought it in August 1998.
Source: Bergen County and Ridgewood Village records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 438 COLONIAL RD, RIDGEWOOD, NJ 07450-3406 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 12, 1998 · Amount on File |
| Deed Sale | Aug 12, 1998 · Amount on File |
| Deed Document Number | 1998123535 |
| Deed Book / Page | 8092 / 422 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 438 Colonial Rd was $20,149, up 0.7% from the year before.
Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ridgewood Village |
| Unified School District | Ridgewood Village School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $697,200 (-) Land $363,100 Building $334,100 | $697,200 (-) Land $363,100 Building $334,100 | |
| 2025 | $20,149.00 (+0.73%) | $697,200 Land $363,100 Building $334,100 | $697,200 Land $363,100 Building $334,100 |
| 2024 | $20,002.00 | ||
| 2023 | $697,200 Land $363,100 Building $334,100 | $697,200 Land $363,100 Building $334,100 | |
| 2022 | $19,054.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 438 Colonial Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1999–2011) |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 438 Colonial Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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