Cullman County property record for 438 Co Rd 643, Cullman, AL 35055
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 960 sqft · built 1987 |
| Lot Size | 2.5 acres (108,900 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $268 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-06-23-0-001-023.002 |
| Primary APN | 16-06-23-0-001-023.002 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Base Area |
| 1st Floor Area | 960 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1987 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 108,900 sqft (2.5 acres) |
| Garage Area | 800 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 23237 |
|---|---|
| Street Address | 438 COUNTY ROAD 643 |
| City | CULLMAN |
| State | AL |
| Zip | 35055-8869 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG N 185' FROM INT N ROW UNNAMED CO RD & W LN RICHARD RD TH CONT N 235 W 495 S 235 E 470 TO POB |
| Legal Range | 02W |
| Legal Township | 10S |
| Legal Section | 23 |
| Jurisdiction | CULLMAN AL |
| Township / Civil Division | WELTI |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 965200 |
438 Co Rd 643 is owned and occupied by an individual who acquired it in November 2016.
Source: Cullman County records, as of November 7, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 438 COUNTY ROAD 643, CULLMAN, AL 35055-8869 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 14, 2016 |
| Deed Sale | Nov 14, 2016 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 438 Co Rd 643 was $268 with a homeowner's exemption.
Source: Cullman County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Cullman County |
| Unified School District | Cullman County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $268.00 Homeowner's exemption | $12,040 | $120,600 Land $29,700 Building $90,900 |
| 2023 | $233.00 (+12.56%) Homeowner's exemption | $10,700 (+10.08%) | $106,900 (+10.09%) Land $26,900 Building $80,000 |
| 2022 | $207.00 Homeowner's exemption | $9,720 | $97,100 Land $25,600 Building $71,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 438 Co Rd 643 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 26, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 438 Co Rd 643 is moderate, ranking above 53% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 65% of Alabama |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sprout Fiber Internet Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G and 4G LTE (outdoors only)
Search by:
By searching, you agree to: Terms • Privacy • Disclosures