438 Circle Dr, Rives, TN 38253 Property Records

Obion County property record for 438 Circle Dr, Rives, TN 38253

Property Summary

Property Type	Single Family Home
Lot Size	0.562 acres (24,480 sqft)
Owner	Individual Name on Record
Last Sale	$40,000 (Jan 2026)
Tax Bill	$32 (2018)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Jan 2026 Sale + 1 more
Flood Zone	Zone A (high risk)
APN	`066095D C 02700`

Property Details

APN / Parcel Number

Primary APN	`066095D C 02700`
Alternative APN	`095D C 02700`

Exterior

Lot Area	24,480 sqft (0.562 acres)
Lot Dimensions	136 ft deep x 180 ft wide
Utility Building	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	438 CIRCLE DR
City	RIVES
State	TN
Zip	38253-3959
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAIN ST EXT 6 1995 14X60 FLEETWOOD
Legal Subdivision	MAIN ST EXT
Legal Lot Number	6
Jurisdiction	OBION TN
Township / Civil Division	3
Census Block Group	2
Census Block	2069
Census Tract	965800

Owner

Source: Obion County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	438 CIRCLE DR, RIVES, TN 38253-3959
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2026	Warranty Deed, Transfer · Conventional Mortgage VANDERBILT MORTGAGE & FINANCE INC
Jan 9, 2026	Warranty Deed, Transfer DYER LAND TITLE COMPANY, DYER LAND TITLE COMPANY INC
Apr 5, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2026 · Amount on Record
Deed Sale	Jan 9, 2026 · Amount on Record
Prior Sale	Oct 16, 2004 · Amount on Record
Deed Document Number	202691040
Deed Book / Page	446 / 231
Prior Transfer Date	Apr 5, 2018
Prior Transfer Doc	00000214/1
Record Updated	Jun 8, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OBION TN
Recording Date	Jan 9, 2026
Property Address	438 CIRCLE DR, RIVES, TN 38253-3959
Document Number	000446/231
Book / Page	446 / 231
Instrument Date	Oct 17, 2025
Instrument	91040
Transaction Type	Transfer
Record Updated	Jan 19, 2026
Title Company	DYER LAND TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$148.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 CIRCLE DR, RIVES, TN 38253-3959

Mortgage

Document Number	000446/253
Date	Jan 9, 2026
Book Page	446/253
Instrument	91041

Lender

Name	VANDERBILT MORTGAGE & FINANCE INC
Type	Mortgage Company
Address	500 ALCOA TRL, MARYVILLE, TN 37804

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	298 Months
Due	Nov 1, 2050

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OBION TN
Recording Date	Jan 9, 2026
Property Address	438 CIRCLE DR, RIVES, TN 38253-3959
Document Number	000446/231
Book / Page	446 / 231
Instrument Date	Oct 17, 2025
Instrument	91040
Transaction Type	Transfer
Record Updated	Jan 19, 2026
Title Company	DYER LAND TITLE COMPANY, DYER LAND TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Tax	$148.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 CIRCLE DR, RIVES, TN 38253-3959

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OBION TN
Recording Date	Apr 5, 2018
Property Address	438 CIRCLE DR, RIVES, TN 38253-3959
Document Number	0000052625
Book / Page	000214 / 000001
Instrument Date	Apr 5, 2018
Instrument	52625
Transaction Type	Transfer
Record Updated	Apr 17, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 CIRCLE DR RIVES TN 382533959, RIVES, TN 38253-3959

Tax Assessment & Valuation

Source: Obion County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Obion County
Municipality	Rives Town
Unified School District	Obion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,650 (-) Land $1,500 Building $150
2024		$1,650 (-) Land $1,500 Building $150
2023		$1,650 (+1%) Land $1,500 Building $150	$6,600 (+1%) Land $6,000 Building $600
2022		$825 Land $750 Building $75	$3,300 Land $3,000 Building $300
2018	$32.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 24, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	9 in force
Nearby Flood Claims	47 (1997–2025)
Claims Outside the SFHA	1 of 47
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Apr 2025 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION CITY WATER DEPT serves 16,180 people · EPA ID TN0000720
Water Source	Groundwater
Last State Inspection	Jun 2022
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gibson Connect Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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