White County property record for 438 Chestnut St, Monticello, IN 47960
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 960 sqft · built 1955 |
| Lot Size | 0.153 acres (6,667 sqft) |
| Owner | Individual Name on File |
| Last Sale | $41,000 (Apr 2016) |
| Tax Bill | $709 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 021-07280-00 |
| Primary APN | 021-07280-00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 6,667 sqft (0.153 acres) |
| Lot Dimensions | 132 ft deep x 50 ft wide |
| Heating System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 00001079290 |
|---|---|
| Street Address | 438 CHESTNUT ST |
| City | MONTICELLO |
| State | IN |
| Zip | 47960-1974 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CITIZENS ADD LOT 120 |
| Legal Subdivision | CITIZENS ADD |
| Legal Lot Number | 120 |
| Jurisdiction | WHITE IN |
| Township / Civil Division | UNION |
| Census Block Group | 3 |
| Census Block | 3030 |
| Census Tract | 958600 |
438 Chestnut St is owned and occupied by an individual who bought it in April 2016.
Source: White County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4235 E 650 S, MONTICELLO, IN 47960-7639 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 1, 2016 · Amount on File |
| Deed Sale | Apr 1, 2016 · Amount on File |
| Deed Document Number | 20165514293 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 438 Chestnut St was $709 with a homeowner's exemption, down 11.4% from the year before.
Source: White County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | White County |
| County Subdivision | Union Township |
| Municipality | Monticello City |
| Unified School District | Twin Lakes School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $709.00 (-11.38%) Homeowner's exemption | $107,400 (+3.27%) Land $8,300 Building $99,100 | $107,400 (+3.27%) Land $8,300 Building $99,100 |
| 2024 | $800.00 (+43.63%) Homeowner's exemption | $104,000 (+16.2%) Land $8,300 Building $95,700 | $104,000 (+16.2%) Land $8,300 Building $95,700 |
| 2023 | $557.00 (-41.61%) | $89,500 (+15.63%) Land $8,300 Building $81,200 | $89,500 (+15.63%) Land $8,300 Building $81,200 |
| 2022 | $954.00 | $77,400 Land $8,300 Building $69,100 | $77,400 Land $8,300 Building $69,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 438 Chestnut St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1994) |
| Most Recent Claim | Apr 1994 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 438 Chestnut St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTICELLO WATER WORKS serves 5,300 people · EPA ID IN5291011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| On-Ramp Indiana Fixed Wireless | 200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Nextlink, Pulaski White Rural Telephone Cooperative.
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