Middlesex County and Ashland Town property record for 438 Chestnut St, Ashland, MA 01721
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,616 sqft · built 2022 |
| Lot Size | 0.8 acres (34,848 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,010,000 (Jun 2022) |
| Tax Bill | $13,526 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Jun 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:014/024.0-0090-0000.0 |
| Primary APN | M:014/024.0-0090-0000.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,616 sqft Living Area |
| Gross Area | 3,844 sqft |
| 1st Floor Area | 1,726 sqft |
| Basement Area | 1,284 sqft |
| Unfinished Basement | 1,728 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 34,848 sqft (0.8 acres) |
| Garage Type | Detached |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 438 CHESTNUT ST |
|---|---|
| City | ASHLAND |
| State | MA |
| Zip | 01721-2205 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Block | 90 |
| Jurisdiction | ASHLAND MA |
| Township / Civil Division | ASHLAND |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 385201 |
Source: Middlesex County and Ashland Town records · APN M:014/024.0-0090-0000.0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 438 CHESTNUT ST, ASHLAND, MA 01721-2205 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 07, 2022 | Deed of Trust, Mortgage · Commercial Mortgage AVIDIA BANK |
| Jun 16, 2022 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Nov 04, 2021 | Redemption Deed, Transfer |
| Jun 15, 2021 | Quit Claim Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 16, 2022 · Amount on Record |
| Deed Sale | Jun 16, 2022 · Amount on Record |
| Prior Sale | Jun 15, 2021 · Amount on Record |
| Deed Book / Page | 80286 / 167 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHLAND MA |
| Property Address | 438 CHESTNUT ST, ASHLAND, MA 01721-2205 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 079648-490 |
|---|---|
| Date | Feb 07, 2022 |
| Book Page | 79648/490 |
| Instrument | 20192 |
| Name | AVIDIA BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ASHLAND MA |
| Recording Date | Jun 16, 2022 |
| Property Address | 438 CHESTNUT ST, ASHLAND, MA 01721-2205 |
| Document Number | 080286-167 |
| Book / Page | 80286 / 167 |
| Instrument Date | Jun 15, 2022 |
| Instrument | 90744 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 438 CHESTNUT ST, ASHLAND, MA 01721-2205 |
| Document Number | 0000090745 |
|---|---|
| Date | Jun 16, 2022 |
| Instrument | 90745 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Redemption Deed |
|---|---|
| Jurisdiction | ASHLAND MA |
| Recording Date | Nov 04, 2021 |
| Property Address | 438 CHESTNUT ST, ASHLAND, MA 01721-2205 |
| Document Number | 079074-300 |
| Book / Page | 79074 / 300 |
| Instrument Date | Oct 22, 2021 |
| Instrument | 241969 |
| Transaction Type | Transfer |
| Record Updated | Sep 02, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ASHLAND MA |
| Recording Date | Jun 15, 2021 |
| Property Address | 438 CHESTNUT ST, ASHLAND, MA 01721-2205 |
| Document Number | 078019-482 |
| Book / Page | 78019 / 482 |
| Instrument Date | Mar 23, 2021 |
| Instrument | 135196 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 94 WOODRIDGE RD, MARLBOROUGH, MA 01752-3325 |
Source: Middlesex County and Ashland Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Ashland Town |
| Unified School District | Ashland School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,526.00 (+3.25%) | $1,059,200 (+7.05%) Land $242,600 Building $816,600 | $1,024,860 (+0.85%) |
| 2024 | $13,100.00 (+7.7%) | $989,400 (+12.01%) Land $242,600 Building $746,800 | $1,016,215 |
| 2023 | $12,163.00 | $883,300 Land $231,200 Building $652,100 |
Source: FEMA National Flood Hazard Layer as of September 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 individual policies |
| Nearby Flood Policies | 25 units insured incl. 8 condo units |
| Nearby Flood Claims | 3 (1978–2011) |
| Most Recent Claim | Feb 2011 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 215 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ASHLAND WATER AND SEWER DEPT. serves 18,832 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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