438 Catfish Dr, Ponca City, OK 74604 Property Records

Osage County property record for 438 Catfish Dr, Ponca City, OK 74604

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,770 sqft · built 1978
Lot Size	1.13 acres (49,223 sqft)
Owner	Individual Name on File
Last Sale	$137,000 (Jun 2013)
Tax Bill	$1,958 (2025)
Deeds & Mortgages	Oct 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`31-26-04-03950`

Property Details

APN / Parcel Number

Primary APN	`31-26-04-03950`
Alternative APN	`13054`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,770 sqft Living Area
1st Floor Area	1,770 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	49,223 sqft (1.13 acres)
Garage Type	Mixed
Garage Area	1,112 sqft
Driveway	Gravel Driveway
Porch	Slab
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	13054
Street Address	438 CATFISH DR
City	PONCA CITY
State	OK
Zip	74604-5833
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SANDY PARK EST N/2 LOT 16
Legal Range	04E
Legal Township	26N
Legal Section	31
Legal Subdivision	SANDY PARK EST
Legal Lot Number	16
Jurisdiction	OSAGE OK
Township / Civil Division	NORTHWEST OSAGE
Census Block Group	1
Census Block	1252
Census Tract	940011

Owner

438 Catfish Dr is owned and occupied by an individual who acquired it in October 2025.

Source: Osage County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	438 CATFISH DR, PONCA CITY, OK 74604-5833
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2013 · Amount on File
Deed Sale	Jun 17, 2013 · Amount on File
Deed Document Number	20134201
Deed Book / Page	1523 / 102
Last Transfer Date	Oct 16, 2025
Transfer Doc	001978/240
Record Updated	Oct 29, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSAGE OK
Recording Date	Oct 20, 2025
Property Address	438 CATFISH DR, PONCA CITY, OK 74604-5833
Document Number	001978/240
Book / Page	1978 / 240
Instrument Date	Oct 16, 2025
Instrument	I-2025-007515
Transaction Type	Transfer
Record Updated	Nov 5, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 CATFISH DR, PONCA CITY, OK 74604-5833

Tax Assessment & Valuation

The 2025 property tax bill for 438 Catfish Dr was $1,958 with a homeowner's exemption, up 3.8% from the year before.

Source: Osage County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Osage County
Unified School District	Ponca City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$21,466 (+3%) Land $670 Building $20,796	$178,883 (-19.28%) Land $5,582 Building $173,301
2025	$1,958.00 (+3.76%) Homeowner's exemption	$20,841 (+3%) Land $670 Building $20,171	$221,609 (-) Land $5,582 Building $216,027
2024	$1,887.00 (+7.03%) Homeowner's exemption	$20,234 (+3%) Land $670 Building $19,564	$221,609 (-) Land $5,582 Building $216,027
2023	$1,763.00 (+5%) Homeowner's exemption	$19,645 (+3%) Land $670 Building $18,975	$221,609 (+39.43%) Land $5,582 Building $216,027
2022	$1,679.00 Homeowner's exemption	$19,072 Land $670 Building $18,402	$158,936 Land $5,582 Building $153,354

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 438 Catfish Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 438 Catfish Dr is high, ranking above 86% of the US, with a 0.9% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 73% of Oklahoma
Wildfire Likelihood	0.9% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSAGE CO RWS & SWD #3 (BRADEN) serves 700 people · EPA ID OK3005748
Water Source	Purchased surface water from PONCA CITY MUN WATER
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	1,000 / 35
Starlink Satellite	280 / 30
Chisholm Broadband Fixed Wireless	100 / 40
T-Mobile Fixed Wireless	100 / 20