Louisa County property record for 438 Busbees Point Rd, Bumpass, VA 23024
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 7 ba · 3,311 sqft · built 2022 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,980 (Sep 2026) |
| Tax Bill | $13,849 (2025) |
| Deeds & Mortgages | Sep 2026 Sale Aug 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 46 41 6 |
| Primary APN | 46 41 6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 7 Baths |
| Stories | 1 Story |
| Building Area | 3,311 sqft Living Area |
| 1st Floor Area | 1,634 sqft |
| Basement Area | 1,634 sqft |
| Finished Basement | 1,634 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Construction Type | Frame |
| Foundation Type | Stone |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 902 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
|---|---|
| Deck Area | 80 sqft |
| Patio Area | 1,294 sqft |
| Boat House | 280 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Water Source | Well |
| Account Number | 30396 |
|---|---|
| Street Address | 438 BUSBEES POINT RD |
| City | BUMPASS |
| State | VA |
| Zip | 23024-4808 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | BUSBEE'S COVE SUBDIVISION PLAT 1605/193 SEQ 6 LOT 6 DB 1705/327 1.502 AC |
| Legal Subdivision | BUSBEE'S COVE SUBDIVISION |
| Legal Lot Number | 6 |
| Jurisdiction | LOUISA VA |
| Township / Civil Division | JACKSON |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 950101 |
Source: Louisa County records, as of October 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 438 BUSBEES POINT RD, BUMPASS, VA 23024-4808 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 22, 2026 | Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Aug 18, 2021 | Deed of Trust, Mortgage · Line of Credit MERIDIAN BANK |
| Oct 8, 2020 | Grant Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 22, 2026 · Amount on Record |
| Deed Sale | Sep 22, 2026 · Amount on Record |
| Prior Sale | Oct 8, 2020 · Amount on Record |
| Deed Document Number | 20268861 |
| Deed Book / Page | 2112 / 455 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LOUISA VA |
| Recording Date | Sep 22, 2026 |
| Property Address | 438 BUSBEES POINT RD, BUMPASS, VA 23024-4808 |
| Document Number | 0000008861 |
| Book / Page | 2112 / 455 |
| Instrument Date | Jul 16, 2026 |
| Instrument | 20268861 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $199.98 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 438 BUSBEES POINT RD, BUMPASS, VA 23024-4808 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUISA VA |
| Property Address | 438 BUSBEES POINT RD, BUMPASS, VA 23024-4808 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2023 |
| Title Company | TITLE SPECIALIST, TITLE SPECIALISTS OF VA |
| Name | Verified Name |
|---|
| Document Number | 001785/463 |
|---|---|
| Date | Aug 18, 2021 |
| Book Page | 1785/463 |
| Instrument | 202100010107 |
| Name | MERIDIAN BANK |
|---|---|
| Type | Bank |
| Address | BLUE BELL, PA 19422 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Sep 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 1, 2032 |
| Change Frequency | Monthly |
| Min Rate At Change | 8.87% |
| Max Rate At Change | 3.87% |
| Index | 1-Year CMT |
| Max Rate | 8.87% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LOUISA VA |
| Recording Date | Oct 8, 2020 |
| Property Address | BUSBEES PT, BUMPASS, VA 23024 |
| Document Number | 0000009821 |
| Book / Page | 001705 / 000327 |
| Instrument Date | Oct 6, 2020 |
| Instrument | 9821 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $500.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 13799 NECKLACE CT CHANTILLY VA 201512360, CHANTILLY, VA 20151-2360 |
Source: Louisa County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Louisa County |
| Unified School District | Louisa County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,104,052 (+9.39%) Land $468,800 Building $1,635,252 | $2,104,052 (+9.39%) Land $468,800 Building $1,635,252 | |
| 2025 | $13,849.00 (+11.45%) | $1,923,500 (+22%) Land $468,800 Building $1,454,700 | $1,923,500 (+22%) Land $468,800 Building $1,454,700 |
| 2024 | $12,426.00 | ||
| 2023 | $1,576,600 Land $386,300 Building $1,190,300 | ||
| 2022 | $1,576,600 Land $386,300 Building $1,190,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
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