438 Bristle Cone Ln, Naples, FL 34113 Property Records

Collier County property record for 438 Bristle Cone Ln, Naples, FL 34113

Property Summary

Property Type	Condominium
Details	1,725 sqft · built 1976
Owner	2 Individual Names on Record
Last Sale	$359,000 (Feb 2022)
Tax Bill	$3,090 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Feb 2022 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`424600 205B20`

Property Details

APN / Parcel Number

Primary APN	`424600 205B20`
Alternative APN	`51840440002`

Interior

Building Area	1,725 sqft Living Area
1st Floor Area	1,725 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Condo/Apartment

Location & Zoning

Street Address	438 BRISTLE CONE LN
City	NAPLES
State	FL
Zip	34113-8310
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	IRONWOOD GROUP TWO A CONDOMINIUM UNIT 20
Legal Range	26
Legal Township	50
Legal Section	20
Legal Subdivision	IRONWOOD GROUP TWO A CONDOMINIUM
Legal Tract	424600
Legal Block	3
Legal Lot Number	20
Legal Unit	20
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	3
Census Block	3001
Census Tract	10801

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	438 BRISTLE CONE LN, 20, NAPLES, FL 34113-8310
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2023	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU
Feb 3, 2022	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jun 16, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 3, 2022 · Amount on Record
Deed Sale	Feb 3, 2022 · Amount on Record
Prior Sale	Jun 16, 2021 · Amount on Record
Deed Document Number	20226199972
Deed Book / Page	6079 / 3766
Prior Transfer Date	Mar 29, 2012
Prior Transfer Doc	0047842829
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	438 BRISTLE CONE LN, NAPLES, FL 34113-8310
Transaction Type	Mortgage
Record Updated	Feb 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 BRISTLE CONE LN, NAPLES, FL 34113-8310

Mortgage

Document Number	0062093583
Date	Jan 26, 2023
Book Page	6209/3583
Instrument	6355599

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 25, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Feb 3, 2022
Property Address	438 BRISTLE CONE LN, NAPLES, FL 34113-8310
Document Number	0060793766
Book / Page	6079 / 3766
Map Reference	MB 628 PG 280
Instrument Date	Jan 19, 2022
Instrument	6199972
Transaction Type	Transfer
Record Updated	Feb 14, 2022
Title Company	PRO-TITLE AND ESCROW, ROSS TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,513.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2329 KINGS LAKE BLVD, 2329, NAPLES, FL 34112-5300

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 WALNUT ST # 11757, 11757, GREEN COVE SPRINGS, FL 32043-3443

Mortgage

Document Number	0060793768
Date	Feb 3, 2022
Instrument	6079/3768

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jun 16, 2021
Property Address	438 BRISTLE CONE LN, NAPLES, FL 34113-8310
Document Number	0059652481
Book / Page	5965 / 2481
Map Reference	MB 628 PG 280-297
Instrument Date	Jun 8, 2021
Instrument	6078778
Transaction Type	Transfer
Record Updated	Jun 30, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$1,302.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14170 ROCKAWAY CT, 14170, BASEHOR, KS 66007-3063

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2329 KINGS LAKE BLVD, NAPLES, FL 34112-5300

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$242,250 (-9.65%) Building $242,250	$242,250 (-9.65%) Building $242,250
2025	$3,090.00 (+3.14%) Homeowner's exemption	$268,125 (-12.03%) Building $268,125	$268,125 (-12.03%) Building $268,125
2024	$2,996.00 (-14.23%)
2023	$3,493.00 (+4.33%) Homeowner's exemption	$304,800 (+26.75%) Building $304,800	$304,800 (+26.75%) Building $304,800
2022	$3,348.00	$240,471 Building $240,471	$240,471 Building $240,471

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 264 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	574 units insured incl. 310 condo units
Nearby Flood Claims	44 (1985–2024)
Claims Outside the SFHA	5 of 44
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Seminole Tribe Of Florida Tropical Storm Nicole, Dec 2022 · 2 claims Hurricane Irma, Sep 2017 · 15 claims Hurricane Wilma, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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