Chester County property record for 438 Bridge St, Spring City, PA 19475
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 1 ba · 1,344 sqft · built 1900 |
| Lot Size | 0.093 acres (4,030 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $272,000 (Jun 2023) |
| Tax Bill | $362 (2026) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Aug 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-3-14 |
| Primary APN | 14-3-14 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,344 sqft Living Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Duplex Single |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 4,030 sqft (0.093 acres) |
| View / Lot | Neighborhood |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 438 BRIDGE ST |
|---|---|
| City | SPRING CITY |
| State | PA |
| Zip | 19475-1306 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R3 |
| Legal Description | LOT & DWG |
| Jurisdiction | CHESTER PA |
| Township / Civil Division | SPRING CITY |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 301100 |
438 Bridge St, a duplex, is owned and occupied by two individuals who bought it in June 2023.
Source: Chester County records, as of May 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 438 BRIDGE ST, SPRING CITY, PA 19475-1306 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 23, 2023 | Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 7, 2020 | Deed, Transfer · Conventional Mortgage ALLIED MORTGAGE GROUP INC |
| Nov 29, 2018 | Grant Deed, Transfer · FHA Mortgage NFM LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 23, 2023 · Amount on File |
| Deed Sale | Jun 23, 2023 · Amount on File |
| Prior Sale | Aug 7, 2020 · Amount on File |
| Deed Document Number | 202311981847 |
| Deed Book / Page | 11069 / 2086 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHESTER PA |
| Recording Date | Jun 23, 2023 |
| Property Address | 438 BRIDGE ST, SPRING CITY, PA 19475-1306 |
| Document Number | 0110692086 |
| Book / Page | 11069 / 2086 |
| Instrument Date | Jun 13, 2023 |
| Instrument | 11981847 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2023 |
| Title Company | MOON ABSTRACT COMPANY, MODERN ABSTRACT COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,720.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 438 BRIDGE ST, SPRING CITY, PA 19475-1306 |
| Document Number | 0011981848 |
|---|---|
| Date | Jun 23, 2023 |
| Instrument | 11981848 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHESTER PA |
| Recording Date | Aug 7, 2020 |
| Property Address | 438 BRIDGE ST, SPRING CITY, PA 19475-1306 |
| Document Number | 0102351601 |
| Book / Page | 10235 / 1601 |
| Instrument Date | Jul 21, 2020 |
| Instrument | 11752122 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Title Company | FIDELITY NATIONAL TTL INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,620.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 438 BRIDGE ST, 438, SPRING CITY, PA 19475-1306 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 438 BRIDGE ST, SPRING CITY, PA 19475-1306 |
| Document Number | 0011752123 |
|---|---|
| Date | Aug 7, 2020 |
| Instrument | 11752123 |
| Name | ALLIED MORTGAGE GROUP INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHESTER PA |
| Recording Date | Nov 29, 2018 |
| Property Address | 438 BRIDGE ST, SPRING CITY, PA 19475-1306 |
| Document Number | 0098500839 |
| Book / Page | 009850 / 000839 |
| Instrument Date | Nov 29, 2018 |
| Instrument | 11641467 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2018 |
| Title Company | FIRST LAND TRANSFER LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,850.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 438 BRIDGE ST SPRING CITY PA 194751306, SPRING CITY, PA 19475-1306 |
| Document Number | 98500842 |
|---|---|
| Date | Nov 29, 2018 |
| Book Page | 009850/000842 |
| Instrument | 11641468 |
| Name | NFM LNDG |
|---|---|
| Address | LINTHICUM, MD 21090 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 28, 2048 |
The 2026 property tax bill for 438 Bridge St was $362.
Source: Chester County assessment roll, as of May 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Chester County |
| Municipality | Spring City Borough |
| Unified School District | Spring-Ford Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $362.00 | $81,340 Land $28,770 Building $52,570 | $82,260 Land $28,770 Building $53,490 |
| 2024 | $3,303.00 (+3.09%) | $81,340 (-) Land $28,770 Building $52,570 | |
| 2023 | $3,204.00 | $81,340 Land $28,770 Building $52,570 | |
| 1998 | $82,260 Land $28,770 Building $53,490 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 438 Bridge St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 438 Bridge St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PA AMERICAN ROYERSFORD private · serves 49,508 people · EPA ID PA1150166 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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