438 Birch St, Reading, PA 19604 Property Records

Berks County property record for 438 Birch St, Reading, PA 19604

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,082 sqft · built 1930
Lot Size	0.03 acres (1,307 sqft)
Owner	Individual Name on File
Last Sale	$55,000 (Oct 2018)
Tax Bill	$414 (2026)
Deeds & Mortgages	Oct 2018 Sale & Mortgage Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5317-62-12-8654`

Property Details

APN / Parcel Number

Primary APN	`5317-62-12-8654`
Alternative APNs	`11-5317-62-12-8654` `11260925` `260925`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,082 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	1,307 sqft (0.03 acres)
View / Lot	Neighborhood
Porch	Stoop

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	11260925
Street Address	438 BIRCH ST
City	READING
State	PA
Zip	19604-2814
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	12
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	1
Census Block	1003
Census Tract	1600

Owner

438 Birch St is owned and occupied by an individual who bought it in October 2018.

Source: Berks County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	438 BIRCH ST, READING, PA 19604-2814
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2018	Grant Deed, Transfer · Conventional Mortgage COMMONWEALTH/PA
Sep 27, 2018	Deed of Trust, Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2018 · Amount on File
Deed Sale	Oct 3, 2018 · Amount on File
Prior Sale	Nov 30, 2015 · Amount on File
Deed Document Number	201834396
Record Updated	Oct 29, 2026

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERKS PA
Recording Date	Oct 3, 2018
Property Address	438 BIRCH ST, READING, PA 19604-2814
Document Number	0000034396
Instrument Date	Sep 27, 2018
Instrument	34396
Transaction Type	Transfer
Record Updated	Jan 16, 2019
Title Company	SIGNATURE ABSTRACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 BIRCH ST READING PA 196042814, READING, PA 19604-2814

Mortgage

Document Number	34398
Date	Oct 3, 2018
Instrument	34398

Lender

Name	COMMONWEALTH/PA
Type	Funding / Finance Company
Address	READING, PA 19601

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	84 Months
Due	Oct 2, 2025

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	438 BIRCH ST, READING, PA 19604-2814
Document Number	0000034397
Instrument Date	Sep 27, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019
Title Company	SIGNATURE ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 BIRCH ST READING PA 196042814, READING, PA 19604-2814

Mortgage

Document Number	0000034397
Date	Oct 3, 2018
Instrument	34397

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 2, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 438 Birch St was $414.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$414.00	$14,700 Land $6,400 Building $8,300	$6,400 Land $6,400
2024	$389.00	$14,700 Land $6,400 Building $8,300
1994			$14,700 Land $6,400 Building $8,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 438 Birch St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 438 Birch St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2,831 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250

May also be available: Frontier, T-Mobile, Verizon.

Nearby Properties on Birch St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures