438 Bianca Cir, Downingtown, PA 19335 Property Records

Chester County property record for 438 Bianca Cir, Downingtown, PA 19335

Property Summary

Property Type	Duplex
Details	3 bd · 2.5 ba · 1,400 sqft · built 1976
Lot Size	0.127 acres (5,526 sqft)
Owner	Individual Name on File
Last Sale	$166,900 (Sep 2009)
Tax Bill	$414 (2026)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`39-5A-53`

Property Details

APN / Parcel Number

Primary APN	`39-5A-53`
Alternative APNs	`3905A00530000` `3905A0053`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,400 sqft Living Area

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Duplex Single
Exterior Material	Stucco
Lot Area	5,526 sqft (0.127 acres)
View / Lot	Neighborhood

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	438 BIANCA CIR
City	DOWNINGTOWN
State	PA
Zip	19335-2203
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R3
Legal Description	UNIT 151 & DWG
Legal Subdivision	WEDGWOOD ESTATES PH I UN 151
Jurisdiction	CHESTER PA
Township / Civil Division	CALN
Census Block Group	4
Census Block	4006
Census Tract	304201

Owner

438 Bianca Cir, a duplex, is owned and occupied by an individual who bought it in September 2009.

Source: Chester County records, as of May 28, 2026

Owner of Record	Individual Name on File
Mailing Address	438 BIANCA CIR, DOWNINGTOWN, PA 19335-2203
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2009 · Amount on File
Deed Sale	Sep 28, 2009 · Amount on File
Deed Document Number	200910964986
Deed Book / Page	7779 / 1435
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER PA
Property Address	438 BIANCA CIR, DOWNINGTOWN, PA 19335-2203
Document Number	0102622389
Instrument Date	Jul 29, 2020
Transaction Type	Mortgage
Record Updated	Oct 13, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 BIANCA CIR DOWNINGTOWN PA 193352203, DOWNINGTOWN, PA 19335-2203

Mortgage

Document Number	0102622389
Date	Sep 3, 2020
Book Page	010262/002389
Instrument	11759035

Lender

Name	SECRETARY/THE US DEPT/HSNG & U
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	276 Months
Due	Sep 2, 2043

Tax Assessment & Valuation

The 2026 property tax bill for 438 Bianca Cir was $414.

Source: Chester County assessment roll, as of May 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Chester County
County Subdivision	Caln Township
Unified School District	Coatesville Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$414.00	$73,460 Land $20,760 Building $52,700	$73,460 Land $20,760 Building $52,700
2024	$3,818.00	$73,460 Land $20,760 Building $52,700
1998			$73,460 Land $20,760 Building $52,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 438 Bianca Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	18 (1990–2021)
Claims Outside the SFHA	7 of 18
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 438 Bianca Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PA AMERICAN COATESVILLE serves 36,960 people · EPA ID PA1150106
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250