438 Bell St, Los Alamos, CA 93440 Property Records

Santa Barbara County property record for 438 Bell St, Los Alamos, CA 93440

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	4,724 sqft
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$400,000 (Jan 2021)
Tax Bill	$1,232 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`101-183-007`

Property Details

APN / Parcel Number

Primary APN	`101-183-007`
Alternative APN	`10118307`

Interior

Building Area	4,724 sqft

Exterior

Lot Area	10,019 sqft (0.23 acres)

Location & Zoning

Street Address	438 BELL ST
City	LOS ALAMOS
State	CA
Zip	93440
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	CMLA
Legal Description	LOT 8 BLK 10
Legal Subdivision	LOS ALAMOS
Legal Block	10
Legal Lot Number	8
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	SOLVANG-SANTA YNEZ
Census Block Group	2
Census Block	2016
Census Tract	1911

Owner

Source: Santa Barbara County records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 1315, NIPOMO, CA 93444-1315
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2021	Grant Deed, Transfer · Commercial Mortgage COMMUNITY BANK OF SANTA MARIA
Aug 14, 2018	Deed of Trust, Mortgage GORMLEY GERALD L L/TR (LT)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2021 · Amount on Record
Deed Sale	Jan 29, 2021 · Amount on Record
Deed Document Number	20217138
Prior Transfer Date	Jan 27, 2021
Prior Transfer Doc	0000007138
Record Updated	Oct 29, 2026

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Jan 29, 2021
Property Address	438 BELL ST, LOS ALAMOS, CA 93440
Document Number	0000007138
Map Reference	MB B PG 406
Instrument Date	Jan 27, 2021
Instrument	2021-0007138
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1315, NIPOMO, CA 93444-1315

Mortgage

Document Number	0000007140
Date	Jan 29, 2021
Instrument	2021-0007140

Lender

Name	COMMUNITY BANK OF SANTA MARIA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	438 BELL ST, LOS ALAMOS, CA 93440
Document Number	0000037200
Instrument Date	Aug 14, 2018
Transaction Type	Mortgage
Record Updated	Sep 11, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 365 LOS ALAMOS CA 934400365, LOS ALAMOS, CA 93440-0365

Mortgage

Document Number	0000037200
Date	Aug 30, 2018
Instrument	37200

Lender

Name	GORMLEY GERALD L L/TR (LT)
Address	PO BOX 101, LOS ALAMOS, CA 93440-0101

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Elementary School District	Orcutt Union Elementary School District (KG - 08)
Secondary School District	Santa Maria Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$112,647 (+2%) Land $95,330 Building $17,317
2025	$1,232.00 (+3.1%)	$110,439 (+4.04%) Land $93,461 Building $16,978
2023	$1,195.00 (+1.44%)	$106,153 Land $89,833 Building $16,320
2022	$1,178.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOS ALAMOS COMMUNITY SERVICES DISTRICT serves 1,534 people · EPA ID CA4210002
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Advanced Wireless Fixed Wireless	500 / 50
Verizon Fixed Wireless	300 / 20

May also be available: KIZA Internet.

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