438 Ark Ave, Bumpass, VA 23024 Property Records

Louisa County property record for 438 Ark Ave, Bumpass, VA 23024

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,891 sqft · built 2017
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Apr 2012)
Tax Bill	$8,944 (2025)
Deeds & Mortgages	Jan 2018 Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`63C 1 48`

Property Details

APN / Parcel Number

Primary APN	`63C 1 48`
Alternative APNs	`27392` `25934`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	2,891 sqft Living Area
1st Floor Area	2,020 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	408 sqft
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	25934
Street Address	438 ARK AVE
City	BUMPASS
State	VA
Zip	23024-4768
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	NOAH'S LANDING PB 8/1942/1952 LOT 48 DB 1395/792 1.172 AC
Legal Subdivision	NOAH'S LANDING
Legal Lot Number	48
Jurisdiction	LOUISA VA
Township / Civil Division	JACKSON
Census Block Group	1
Census Block	1038
Census Tract	950101

Owner

Source: Louisa County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	438 ARK AVE, BUMPASS, VA 23024-4768
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage UNION MORTGAGE INC
Jan 30, 2017	Deed of Trust, Mortgage FULTON BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 18, 2012 · Amount on Record
Deed Sale	Apr 18, 2012 · Amount on Record
Prior Sale	Feb 15, 2005 · Amount on Record
Deed Document Number	20122207
Deed Book / Page	1277 / 959
Last Transfer Date	Jun 10, 2025
Transfer Doc	002018/826
Record Updated	Oct 29, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	438 ARK AVE, BUMPASS, VA 23024-4768
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01546/0804
Date	Jan 22, 2018
Book Page	1546/0804
Instrument	180000550

Lender

Name	UNION MORTGAGE INC
Type	Mortgage Company
Address	GLEN ALLEN, VA 23060

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Feb 1, 2028

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	438 ARK AVE, BUMPASS, VA 23024-4768
Document Number	0000000835
Book / Page	001494 / 000668
Instrument Date	Jan 30, 2017
Transaction Type	Mortgage
Record Updated	Feb 24, 2017
Title Company	TITLE SPECIALIST

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	ARK AVE BUMPASS VA 23024, BUMPASS, VA 23024

Mortgage

Document Number	0000000835
Date	Jan 31, 2017
Book Page	001494/000668
Instrument	835

Lender

Name	FULTON BK
Type	Bank
Address	LANCASTER, PA 17602

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 30, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.62%

Tax Assessment & Valuation

Source: Louisa County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,320,020 (+6.26%) Land $298,000 Building $1,022,020	$1,320,020 (+6.26%) Land $298,000 Building $1,022,020
2025	$8,944.00 (+11.11%)	$1,242,300 (+16.64%) Land $282,000 Building $960,300	$1,242,300 (+16.64%) Land $282,000 Building $960,300
2024	$8,050.00 (+446.13%)
2023		$1,065,100 Land $238,000 Building $827,100
2022	$1,474.00		$1,065,100 Land $238,000 Building $827,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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