Sumter County property record for 438 Arbella Loop, The Villages, FL 32162
| Property Type | Single Family Home |
|---|---|
| Details | 2,000 sqft · built 2009 |
| Lot Size | 0.138 acres (6,020 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $277,532 (Jun 2009) |
| Tax Bill | $3,461 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 361823D36G044 |
| Primary APN | 361823D36G044 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,000 sqft Living Area |
|---|---|
| Gross Area | 2,852 sqft |
| 1st Floor Area | 2,000 sqft |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Custom Design |
| Exterior Material | Block |
| Construction Type | Wood |
| Lot Area | 6,020 sqft (0.138 acres) |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Porch Area | 383 sqft |
| Street Address | 438 ARBELLA LOOP |
|---|---|
| City | THE VILLAGES |
| State | FL |
| Zip | 32162-1015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 44 THE VILLAGES OF SUMTER UNIT NO 131 PB 9 PGS 29-29B |
| Legal Range | 23E |
| Legal Township | 18S |
| Legal Section | 36 |
| Legal Subdivision | THE VILLAGES OF SUMTER |
| Legal Lot Number | 44 |
| Jurisdiction | SUMTER FL |
| Township / Civil Division | WILDWOOD |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 911201 |
438 Arbella Loop is owner-occupied and held in a trust since August 2010.
Source: Sumter County records, as of December 2, 2025
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 438 ARBELLA LOOP, THE VILLAGES, FL 32162-1015 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 18, 2009 · Amount on File |
| Deed Sale | Jun 18, 2009 · Amount on File |
| Deed Document Number | 200917055 |
| Deed Book / Page | 2085 / 527 |
| Last Transfer Date | Aug 5, 2010 |
| Transfer Doc | 0022200045 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 438 Arbella Loop was $3,461 with a homeowner's exemption, up 1.3% from the year before.
Source: Sumter County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Sumter County |
| Unified School District | Sumter County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,461.00 (+1.35%) Homeowner's exemption | $304,810 | $563,340 Land $84,280 Building $479,060 |
| 2024 | $3,415.00 (+7.36%) | ||
| 2023 | $3,181.00 (+3.01%) Additional exemption filed | $287,600 (+3%) | $557,630 (+15.05%) Land $84,280 Building $473,350 |
| 2022 | $3,088.00 Homeowner's exemption | $279,230 | $484,700 Land $60,080 Building $424,620 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 438 Arbella Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 57 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 57 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 438 Arbella Loop is moderate, ranking above 44% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGES OF LAKE-SUMTER - WTPS 1, 3, ; 5 serves 18,675 people · EPA ID FL3350942 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | VILLAGE WATER |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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