Anoka County property record for 438 Aqua Cir, Circle Pines, MN 55014
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,226 sqft · built 2017 |
| Lot Size | 0.085 acres (3,720 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $338,000 (Oct 2025) |
| Tax Bill | $4,138 (2026) |
| Deeds & Mortgages | Oct 2025 Sale Apr 2018 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-31-22-22-0195 |
| Primary APN | 20-31-22-22-0195 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,226 sqft Living Area |
| 1st Floor Area | 1,226 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Townhouse |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 3,720 sqft (0.085 acres) |
| Driveway | Driveway |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 438 AQUA CIR |
|---|---|
| City | CIRCLE PINES |
| State | MN |
| Zip | 55014-2718 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 BLOCK 1 TURNBERRY CROSSING 2ND ADD |
| Legal Range | 22W |
| Legal Township | 31N |
| Legal Section | 20 |
| Legal Subdivision | TURNBERRY CROSSING 2ND ADD |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | ANOKA MN |
| Township / Civil Division | LINO LAKES |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 50237 |
438 Aqua Cir is owned and occupied by two individuals who bought it in October 2025.
Source: Anoka County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 438 AQUA CIR, CIRCLE PINES, MN 55014-2718 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 21, 2025 | Warranty Deed, Transfer TITLENEXUS LLC |
| Apr 6, 2018 | Warranty Deed, Subdivision Related Transfer TITLESMART |
| Oct 10, 2017 | Trustee's Deed, Construction Loan · Line of Credit HIGHLAND BK |
| Mar 24, 2017 | Warranty Deed, Construction Loan · Construction Mortgage HIGHLAND BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 21, 2025 · Amount on File |
| Deed Sale | Oct 21, 2025 · Amount on File |
| Prior Sale | Apr 6, 2018 · Amount on File |
| Deed Document Number | 20252451256 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ANOKA MN |
| Recording Date | Oct 21, 2025 |
| Property Address | 438 AQUA CIR, LINO LAKES, MN 55014-2718 |
| Document Number | A2451256001 |
| Instrument Date | Oct 16, 2025 |
| Instrument | A2451256.001 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2025 |
| Title Company | TITLENEXUS LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $1,115.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 438 AQUA CIR, LINO LAKES, MN 55014-2718 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ANOKA MN |
| Recording Date | Apr 6, 2018 |
| Property Address | 438 AQUA CIR, CIRCLE PINES, MN 55014-2718 |
| Document Number | 2196530001 |
| Instrument Date | Mar 30, 2018 |
| Instrument | 2196530001 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 5, 2019 |
| Title Company | TITLESMART |
| Amount | Amount on Record |
|---|---|
| Tax | $976.60 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 438 AQUA CIR LINO LAKES MN 550142718, LINO LAKES, MN 55014-2718 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | ANOKA MN |
| Recording Date | Oct 10, 2017 |
| Property Address | 438 AQUA CIR, CIRCLE PINES, MN 55014-2718 |
| Instrument Date | Oct 10, 2017 |
| Instrument | 2183106002 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 12, 2017 |
| Title Company | CUSTOM HOME BUILDERS TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 438 AQUA CIR LINO LAKES MN 550142718, LINO LAKES, MN 55014-2718 |
| Document Number | 2183106002 |
|---|---|
| Date | Oct 10, 2017 |
| Instrument | 2183106002 |
| Name | HIGHLAND BK |
|---|---|
| Type | Bank |
| Address | BLOOMINGTON, MD 55437 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Oct 9, 2018 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ANOKA MN |
| Recording Date | Mar 24, 2017 |
| Property Address | 438 AQUA CIR, CIRCLE PINES, MN 55014-2718 |
| Document Number | A2166324002 |
| Instrument Date | Mar 23, 2017 |
| Instrument | A2166324.002 |
| Transaction Type | Construction Loan |
| Record Updated | Jun 3, 2022 |
| Title Company | CUSTOM HOME BUILDERS TTL LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1550 91ST AVE NE # 10, 10, BLAINE, MN 55449-4385 |
| Document Number | A2166324005 |
|---|---|
| Date | Mar 24, 2017 |
| Instrument | A2166324.005 |
| Name | HIGHLAND BANK |
|---|---|
| Type | Bank |
| Address | MINNEAPOLIS, MN 55437 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 438 Aqua Cir was $4,138 with a homeowner's exemption, up 9.7% from the year before.
Source: Anoka County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Anoka County |
| Municipality | Lino Lakes City |
| Unified School District | Centennial Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,138.00 (+9.73%) Homeowner's exemption | $346,800 (+1.58%) Land $105,000 Building $241,800 | $346,800 (+1.58%) Land $105,000 Building $241,800 |
| 2025 | $3,771.00 (+8.58%) Homeowner's exemption | $341,400 (+4.12%) Land $105,000 Building $236,400 | $341,400 (+4.12%) Land $105,000 Building $236,400 |
| 2024 | $3,473.00 | $327,900 Land $97,200 Building $230,700 | $327,900 Land $97,200 Building $230,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 438 Aqua Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1983) |
| Most Recent Claim | Apr 1983 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 438 Aqua Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Lino Lakes serves 18,608 people · EPA ID MN1020023 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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