438 Alder Ave, Sumner, WA 98390 Property Records

Pierce County property record for 438 Alder Ave, Sumner, WA 98390

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,417 sqft · built 1937
Lot Size	0.152 acres (6,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$391,719 (Jul 2018)
Tax Bill	$6,206 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`906010-0-780`

Property Details

APN / Parcel Number

Primary APN	`906010-0-780`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	2,417 sqft Living Area
Gross Area	1,180 sqft
1st Floor Area	1,116 sqft
Upper Floors Area	530 sqft
Basement Area	940 sqft
Finished Basement	940 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1937
Effective Year Built	Effective 2018
Architectural Style	Multi-Level
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,600 sqft (0.152 acres)
Garage Type	Attached
Garage Area	168 sqft

Exterior Amenities

Porch	Enclosed Porch
Porch Area	136 sqft
Deck Area	255 sqft
Patio Area	255 sqft
Shed	1 Shed
Shed Area	940 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	438 ALDER AVE
City	SUMNER
State	WA
Zip	98390-1322
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR-6
Legal Description	SECTION 25 TOWNSHIP 20 RANGE 04 QUARTER 21 THOMPSONS L F REPLT # 1 N 55 FT OF S 165 FT OF E 120 FT OF TR 8
Legal Range	04
Legal Township	20
Legal Section	25
Legal Subdivision	THOMPSONS L F REPLT # 1
Legal Tract	8
Legal Lot Number	8
Legal Unit	1
Jurisdiction	PIERCE WA
Township / Civil Division	PUYALLUP
Census Block Group	1
Census Block	1048
Census Tract	73302

Owner

Source: Pierce County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	438 ALDER AVE, SUMNER, WA 98390-1322
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Jun 17, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Jul 10, 2019	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Jul 20, 2018	Warranty Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2018 · Amount on Record
Deed Sale	Jul 20, 2018 · Amount on Record
Prior Sale	May 24, 2013 · Amount on Record
Deed Document Number	2018544
Prior Transfer Date	Aug 1, 2001
Prior Transfer Doc	0000000477
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	438 ALDER AVE, SUMNER, WA 98390-1322
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007070277
Date	Jul 7, 2021
Instrument	202107070277

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	341 Months
Due	Dec 1, 2049

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	438 ALDER AVE, SUMNER, WA 98390-1322
Document Number	2006220239
Instrument Date	Jun 17, 2020
Transaction Type	Mortgage
Record Updated	Jul 7, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	438 ALDER AVE SUMNER WA 983901322, SUMNER, WA 98390-1322

Mortgage

Document Number	2006220239
Date	Jun 22, 2020
Instrument	202006220239

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 21, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	438 ALDER AVE, SUMNER, WA 98390-1322
Document Number	1907160561
Instrument Date	Jul 10, 2019
Transaction Type	Mortgage
Record Updated	Jul 30, 2019
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	438 ALDER AVE SUMNER WA 983901322, SUMNER, WA 98390-1322

Mortgage

Document Number	1907160561
Date	Jul 16, 2019
Instrument	201907160561

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 15, 2049

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Jul 20, 2018
Property Address	438 ALDER AVE, SUMNER, WA 98390-1322
Document Number	0007200544
Instrument Date	Jul 16, 2018
Instrument	201807200544
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	CW TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,977.60
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 ALDER AVE, SUMNER, WA 98390-1322

Mortgage

Document Number	0007200545
Date	Jul 20, 2018
Instrument	201807200545

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Municipality	Sumner City
Unified School District	Sumner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$528,300 (+7.51%) Land $234,400 Building $293,900	$528,300 (+7.51%) Land $234,400 Building $293,900
2025	$6,206.00 (+22.05%)
2024	$5,085.00 (+1.6%)	$491,400 (-1.09%) Land $202,100 Building $289,300	$491,400 (-1.09%) Land $202,100 Building $289,300
2023	$5,005.00	$496,800 Land $221,900 Building $274,900	$496,800 Land $221,900 Building $274,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (2009–2021)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jan 2021 · Severe Winter Storm, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUMNER serves 16,438 people · EPA ID WA5385120
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: CenturyLink, Verizon.

Nearby Properties on Alder Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures