438 9th St, Cloquet, MN 55720 Property Records

Carlton County property record for 438 9th St, Cloquet, MN 55720

Property Summary

Property Type	Single Family Home
Lot Size	0.145 acres (6,325 sqft)
Owner	2 Individual Names on File
Last Sale	$245,000 (Sep 2026)
Tax Bill	$4,154 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jun 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`06-033-0600`

Property Details

APN / Parcel Number

Primary APN	`06-033-0600`
Alternative APN	`881`

Exterior

Lot Area	6,325 sqft (0.145 acres)

Location & Zoning

Account Number	881
Street Address	438 9TH ST
City	CLOQUET
State	MN
Zip	55720-2029
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CASE MELVILLE/REARRANGMNT BLK 1 & 3
Legal Subdivision	CASE MELVILLE
Legal Block	1,3
Legal Lot Number	7
Jurisdiction	CARLTON MN
Township / Civil Division	CLOQUET
Census Block Group	3
Census Block	3003
Census Tract	70200

Owner

438 9th St is owned and occupied by two individuals who bought it in September 2026.

Source: Carlton County records, as of September 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	438 9TH ST, CLOQUET, MN 55720-2029
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2026	Warranty Deed, Transfer · Conventional Mortgage SUMMIT MORTGAGE CORPORATION
Jun 22, 2026	Affidavit, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2026 · Amount on File
Deed Sale	Sep 15, 2026 · Amount on File
Deed Document Number	2026528773
Prior Transfer Date	Jun 22, 2026
Prior Transfer Doc	0000527409
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARLTON MN
Recording Date	Sep 15, 2026
Property Address	438 9TH ST, CLOQUET, MN 55720-2029
Document Number	0000528773
Instrument Date	Sep 10, 2026
Instrument	2026528773
Transaction Type	Transfer
Record Updated	Sep 25, 2026
Title Company	ARROWHEAD TITLE COMPANY, ARROWHEAD ABSTRACT & TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$81,658.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	438 9TH ST, CLOQUET, MN 55720-2029

Mortgage

Document Number	0000528774,
Date	Sep 15, 2026
Instrument	2026528774

Lender

Name	SUMMIT MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0000528777,
Date	Sep 15, 2026
Instrument	2026528777

Lender

Name	NEIGHBORHOOD HSNG SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2046

Interest

Rate	63%
Max Rate	-1%

June 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	CARLTON MN
Recording Date	Jun 22, 2026
Property Address	438 9TH ST, CLOQUET, MN 55720-2029
Document Number	0000527409
Instrument Date	Jun 22, 2026
Instrument	2026527409
Transaction Type	Transfer
Record Updated	Aug 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 438 9th St was $4,154 with a homeowner's exemption.

Source: Carlton County assessment roll, as of April 24, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carlton County
Municipality	Cloquet City
Unified School District	Cloquet Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,154.00 Homeowner's exemption
2025		$262,700 (+4.83%) Land $12,700 Building $250,000	$262,700 (+4.83%) Land $12,700 Building $250,000
2024	$3,838.00 Homeowner's exemption	$250,600 (+4.29%) Land $12,700 Building $237,900	$250,600 (+4.29%) Land $12,700 Building $237,900
2023	$3,838.00 Homeowner's exemption	$240,300 (-) Land $12,700 Building $227,600	$240,300 (-) Land $12,700 Building $227,600
2022		$240,300 Land $12,700 Building $227,600	$240,300 Land $12,700 Building $227,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 438 9th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 13, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 438 9th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Cloquet serves 12,864 people · EPA ID MN1090005
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Airfiber, AT&T, CenturyLink, CTC.

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