Fairfield County property record for 438 440 E Locust St, Lancaster, OH 43130
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 2 ba · 2,536 sqft · built 1900 |
| Lot Size | 0.116 acres (5,040 sqft) |
| Owner | Company Name on Record |
| Last Sale | $620,000 (Sep 2025) |
| Tax Bill | $3,017 (2024) |
| Deeds & Mortgages | Apr 2023 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-35075-100 |
| Primary APN | 05-35075-100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 12 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,536 sqft Living Area |
| 1st Floor Area | 1,232 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Old Style |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,040 sqft (0.116 acres) |
| Lot Dimensions | 140 ft deep x 36 ft wide |
| Porch | Open Frame Porch |
| Porch Area | 257 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 438 440 E LOCUST ST |
|---|---|
| City | LANCASTER |
| State | OH |
| Zip | 43130 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | EWINGS 1ST ADD LOT 525W |
| Legal Subdivision | EWINGS 1ST ADD |
| Legal Lot Number | 525W |
| Jurisdiction | FAIRFIELD OH |
| Township / Civil Division | LANCASTER CITY |
| Census Block Group | 3 |
| Census Block | 3049 |
| Census Tract | 32200 |
Source: Fairfield County records, as of April 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1199 N MEMORIAL DR, LANCASTER, OH 43130-1749 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 4, 2025 · Amount on Record |
| Deed Sale | Sep 4, 2025 · Amount on Record |
| Prior Sale | Apr 21, 2023 · Amount on Record |
| Deed Document Number | 202514735 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FAIRFIELD OH |
| Recording Date | Apr 21, 2023 |
| Property Address | 438 E LOCUST ST, LANCASTER, OH 43130-4439 |
| Document Number | 0000005963 |
| Instrument Date | Apr 13, 2023 |
| Instrument | 202300005963 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7740 RED BANK RD, WESTERVILLE, OH 43082-8270 |
| Document Number | 0000005964 |
|---|---|
| Date | Apr 21, 2023 |
| Instrument | 202300005964 |
| Name | THE SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43085 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 15, 2048 |
Source: Fairfield County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Fairfield County |
| Municipality | Lancaster City |
| Unified School District | Lancaster City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $48,960 (+45.89%) Land $8,840 Building $40,120 | $139,900 (+45.91%) Land $25,270 Building $114,630 | |
| 2024 | $3,017.00 (+142.13%) | ||
| 2023 | $1,246.00 | $33,560 (-) Land $5,440 Building $28,120 | |
| 2022 | $33,560 Land $5,440 Building $28,120 | $95,880 Land $15,550 Building $80,330 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 11, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LANCASTER CITY PWS serves 40,400 people · EPA ID OH2301012 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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