438 3rd Ave SE, Garrison, ND 58540 Property Records

McLean County property record for 438 3rd Ave SE, Garrison, ND 58540 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,400 sqft · built 1974
Lot Size	0.161 acres (7,013 sqft)
Owner	Individual Name on File
Tax Bill	$1,372 (2025)
Deeds & Mortgages	Jun 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`75 1903 00026 000`

Property Details

APN / Parcel Number

Primary APN	`75 1903 00026 000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,400 sqft Living Area
Basement Area	1,008 sqft
Finished Basement	1,000 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,013 sqft (0.161 acres)
Garage Type	Detached
Garage Area	1,288 sqft
Parking Spaces	5 Parking Spaces
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	438 3RD AVE SE
City	GARRISON
State	ND
Zip	58540-7234
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 BLK 5
Legal Subdivision	SCHEMPP'S 3RD ADDN
Legal Block	5
Legal Lot Number	6
Jurisdiction	MCLEAN ND
Township / Civil Division	GARRISON
Census Block Group	3
Census Block	3495
Census Tract	961001

Owner

Source: McLean County records · APN 75 1903 00026 000

Assessment roll updated April 21, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	438 3RD AVE SE, GARRISON, ND 58540-7234
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 08, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN ND
Property Address	438 3RD AVE SE, GARRISON, ND 58540-7234
Transaction Type	Mortgage
Record Updated	Mar 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3400918
Date	Jun 22, 2020
Instrument	3400918

Lender

Name	BNC NATIONAL BANK
Type	Bank
Address	GARRISON, ND 58540

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jun 17, 2025

Interest

Rate	4.5%

Tax Assessment & Valuation

Source: McLean County records · Assessment roll updated April 21, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	McLean County
Municipality	Garrison City
Unified School District	Garrison Public School District 51 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,372.00 (-49.61%)	$105,400 (+8.83%) Land $2,650 Building $102,750	$210,800 (+8.83%) Land $5,300 Building $205,500
2023	$2,723.00	$96,850 Land $2,650 Building $94,200	$193,700 Land $5,300 Building $188,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McLean County (38055C), updated March 10, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 31% of North Dakota
Wildfire Likelihood	About 1 in 8,333 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.