Warren County and Alpha Borough property record for 438 3rd Ave, Phillipsburg, NJ 08865 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1,540 sqft · built 1925 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $285,000 (Jan 2023) |
| Tax Bill | $5,241 (2025) |
| Deeds & Mortgages | Jan 2023 Sale & Mortgage Mar 2019 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-00057-0000-00005 |
| Primary APN | 02-00057-0000-00005 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,540 sqft Living Area |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Exterior Material | Stucco |
| Lot Area | 10,454 sqft (0.24 acres) |
| Lot Dimensions | 200 ft deep x 115 ft wide |
| Street Address | 438 3RD AVE |
|---|---|
| City | PHILLIPSBURG |
| State | NJ |
| Zip | 08865-4516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | FULLERTON HEIGHTS |
| Legal Block | 57 |
| Legal Lot Number | 5 |
| Jurisdiction | WARREN NJ |
| Township / Civil Division | ALPHA |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 32400 |
Source: Warren County and Alpha Borough records · APN 02-00057-0000-00005
Assessment roll updated July 7, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 438 3RD AVE, PHILLIPSBURG, NJ 08865-4516 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 17, 2023 | Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| Mar 13, 2019 | Grant Deed, Transfer · FHA Mortgage BENCHMARK LNDG |
| Jan 25, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LETTER FREDRICK (ES) |
| Jan 24, 2019 | Deed of Trust, Mortgage · Conventional Mortgage JOHN GRAHAM |
| Dec 08, 2017 | Deed of Trust, Mortgage LYNNEA MUIR |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 17, 2023 · Amount on Record |
| Deed Sale | Jan 17, 2023 · Amount on Record |
| Prior Sale | Mar 13, 2019 · Amount on Record |
| Deed Document Number | 2023587299 |
| Deed Book / Page | 3321 / 244 |
| Prior Transfer Date | Jun 29, 2005 |
| Prior Transfer Doc | 0020110291 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WARREN NJ |
| Recording Date | Jan 17, 2023 |
| Property Address | 438 3RD AVE, PHILLIPSBURG, NJ 08865-4516 |
| Document Number | 003321/244 |
| Book / Page | 3321 / 244 |
| Instrument Date | Jan 12, 2023 |
| Instrument | 2023-587299 |
| Transaction Type | Transfer |
| Record Updated | Feb 01, 2023 |
| Title Company | CORTES AND HAY TITLE AGENCY INC, CORTES & HAY TITLE AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $997.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 438 3RD AVE, ALPHA, NJ 08865-4516 |
| Name | Verified Name |
|---|---|
| Address | 438 3RD AVE, ALPHA, NJ 08865-4516 |
| Document Number | 2023587300 |
|---|---|
| Date | Jan 17, 2023 |
| Instrument | 2023-587300 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WARREN NJ |
| Recording Date | Mar 13, 2019 |
| Property Address | 438 3RD AVE, PHILLIPSBURG, NJ 08865-4516 |
| Document Number | 0000506918 |
| Book / Page | 002942 / 000339 |
| Instrument Date | Mar 08, 2019 |
| Instrument | 506918 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2019 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $159.90 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 438 3RD AVE PHILLIPSBURG NJ 088654516, PHILLIPSBURG, NJ 08865-4516 |
| Document Number | 506919 |
|---|---|
| Date | Mar 13, 2019 |
| Book Page | 006683/000032 |
| Instrument | 506919 |
| Name | BENCHMARK LNDG |
|---|---|
| Address | PLANO, TX 75024 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 12, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN NJ |
| Property Address | 438 3RD AVE, PHILLIPSBURG, NJ 08865-4516 |
| Document Number | 0000506109 |
| Instrument Date | Jan 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 4945 CLINTON NJ 088090945, CLINTON, NJ 08809-0945 |
| Document Number | 0000506109 |
|---|---|
| Date | Feb 25, 2019 |
| Book Page | 006677/000116 |
| Instrument | 506109 |
| Name | LETTER FREDRICK (ES) |
|---|---|
| Address | CLINTON, NJ 08809 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN NJ |
| Property Address | 438 3RD AVE, PHILLIPSBURG, NJ 08865-4516 |
| Document Number | 0000504900 |
| Instrument Date | Jan 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 4945 CLINTON NJ 088090945, CLINTON, NJ 08809-0945 |
| Document Number | 0000504900 |
|---|---|
| Date | Jan 25, 2019 |
| Book Page | 006670/000102 |
| Instrument | 504900 |
| Name | JOHN GRAHAM |
|---|---|
| Address | 23 EBERSOHL CIR, WHITEHOUSE STATION, NJ 08889-4027 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN NJ |
| Property Address | 438 3RD AVE, PHILLIPSBURG, NJ 08865-4516 |
| Document Number | 0000511038 |
| Instrument Date | Dec 08, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2019 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 4945 CLINTON NJ 088090945, CLINTON, NJ 08809-0945 |
| Document Number | 0000511038 |
|---|---|
| Date | Jun 06, 2019 |
| Book Page | 006713/000130 |
| Instrument | 511038 |
| Name | LYNNEA MUIR |
|---|---|
| Address | 3 OLD FORGE RD, FLEMINGTON, NJ 08822-7115 |
| Amount | Amount Recorded |
|---|
Source: Warren County and Alpha Borough records · Assessment roll updated July 7, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| Municipality | Alpha Borough |
| County | Warren County |
| Unified School District | Alpha Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $150,400 (-) Land $62,400 Building $88,000 | $150,400 (-) Land $62,400 Building $88,000 | |
| 2025 | $5,241.00 (-4.38%) | $150,400 (-) Land $62,400 Building $88,000 | $150,400 (-) Land $62,400 Building $88,000 |
| 2024 | $5,481.00 (+7.77%) | ||
| 2023 | $150,400 Land $62,400 Building $88,000 | $150,400 Land $62,400 Building $88,000 | |
| 2022 | $5,086.00 |
Source: FEMA National Flood Hazard Layer, Warren County (34041C), updated September 29, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340410324001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 19 (1979–2011) |
| Claims Outside the SFHA | 1 of 19 |
| Most Recent Claim | Aug 2011, river or lake flooding, Hurricane Irene |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 162 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Service Electric Television. Availability varies by address; speeds are provider-advertised maximums, not measured.
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