St. Croix County property record for 438 320th St, Knapp, WI 54749
| Property Type | Timberland, Forest, Woodland Vacant Land |
|---|---|
| Lot Size | 10 acres (435,600 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $525,000 (Jul 2026) |
| Tax Bill | $6,357 (2026) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Oct 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-1025-70-200 |
| Primary APN | 004-1025-70-200 |
|---|---|
| Alternative APN |
|
| Lot Area | 435,600 sqft (10 acres) |
|---|
| Street Address | 438 320TH ST |
|---|---|
| City | KNAPP |
| State | WI |
| Zip | 54749-9006 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Timberland, Forest, Woodland |
| Legal Description | SEC 11 T28N R15W NE SE CSM 18-4758 LOT 2 (10.00 AC) |
| Legal Range | 15W |
| Legal Township | 28N |
| Legal Section | 11 |
| Legal Subdivision | CERTIFIED SURVEY MAP |
| Legal Lot Number | 2 |
| Jurisdiction | ST CROIX WI |
| Township / Civil Division | CADY |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 120700 |
Source: St. Croix County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 438 320TH ST, KNAPP, WI 54749-9006 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 7, 2026 | Warranty Deed, Transfer · Conventional Mortgage HOME LENDING |
| Oct 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORP |
| Mar 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 7, 2026 · Amount on Record |
| Deed Sale | Jul 7, 2026 · Amount on Record |
| Prior Sale | Sep 14, 2012 · Amount on Record |
| Deed Document Number | 20261209713 |
| Prior Transfer Date | Aug 1, 2012 |
| Prior Transfer Doc | 0000963466 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CROIX WI |
| Recording Date | Jul 7, 2026 |
| Property Address | 438 320TH ST, KNAPP, WI 54749-9006 |
| Document Number | 0001209713 |
| Instrument Date | Jun 29, 2026 |
| Instrument | 20261209713 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2026 |
| Title Company | PIERCE COUNTY ABSTRACT AND TITLE COMPANY INC, PIERCE COUNTY ABSTRACT & TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $159,075.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0001209714, |
|---|---|
| Date | Jul 7, 2026 |
| Instrument | 20261209714 |
| Name | HOME LENDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CROIX WI |
| Property Address | 438 320TH ST, KNAPP, WI 54749-9006 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001142226 |
|---|---|
| Date | Oct 29, 2021 |
| Instrument | 1142226 |
| Name | BETTER MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 1, 2036 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CROIX WI |
| Property Address | 438 320TH ST, KNAPP, WI 54749-9006 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001098812 |
|---|---|
| Date | Mar 17, 2020 |
| Instrument | 1098812 |
| Name | WELLS FARGO BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 1, 2040 |
| Rate Type | Fixed Rate |
|---|
Source: St. Croix County assessment roll, as of February 20, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | St. Croix County |
| County Subdivision | Cady Town |
| Unified School District | Spring Valley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,357.00 Homeowner's exemption | ||
| 2025 | $6,357.00 (+16.49%) Homeowner's exemption | $330,800 (-) Land $30,300 Building $300,500 | $330,800 (-) Land $30,300 Building $300,500 |
| 2023 | $5,457.00 Homeowner's exemption | $330,800 Land $30,300 Building $300,500 | $330,800 Land $30,300 Building $300,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 1, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| 24-7 Telcom Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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