438 1st St, Shipman, IL 62685 Property Records

Macoupin County property record for 438 1st St, Shipman, IL 62685

Property Summary

Property Type	Single Family Home
Lot Size	0.348 acres (15,150 sqft)
Owner	Individual Name on File
Last Sale	$70,000 (Dec 2019)
Tax Bill	$1,329 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Oct 2019 Mortgage + 1 more
APN	`17-24-452-002`

Property Details

APN / Parcel Number

Primary APN	`17-24-452-002`
Alternative APN	`22-000-564-00`

Exterior

Lot Area	15,150 sqft (0.348 acres)
Lot Dimensions	101 ft deep x 150 ft wide

Location & Zoning

Street Address	438 1ST ST
City	SHIPMAN
State	IL
Zip	62685-9716
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1-3 BLK 3 O P SHIPMAN 150 X 101 17-24-452-002
Legal Block	3
Legal Lot Number	1-3
Jurisdiction	MACOUPIN IL
Township / Civil Division	SHIPMAN
Census Block Group	1
Census Block	1016
Census Tract	956600

Owner

438 1st St is owned and occupied by an individual who bought it in December 2019.

Source: Macoupin County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	438 1ST ST, SHIPMAN, IL 62685-9716
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage JERSEY STATE BANK
Oct 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage JERSEY STATE BANK
Dec 2, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST MIDAMERICA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2019 · Amount on File
Deed Sale	Dec 2, 2019 · Amount on File
Prior Sale	Jul 22, 2008 · Amount on File
Deed Document Number	2019579035
Record Updated	Sep 20, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOUPIN IL
Property Address	438 1ST ST, SHIPMAN, IL 62685-9716
Transaction Type	Mortgage
Record Updated	Jul 22, 2021
Title Company	PRAIRIE STATE TITLE AND ESCROW, PRAIRIE STATE TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	578094
Date	Oct 15, 2019
Instrument	578094

Lender

Name	JERSEY STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Dec 15, 2024

Interest

Rate Type	Adjustable Rate
Min Rate At Change	4%
Max Rate At Change	18%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOUPIN IL
Property Address	438 1ST ST, SHIPMAN, IL 62685-9716
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PRAIRIE STATE TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	578094
Date	Oct 15, 2019
Instrument	578094

Lender

Name	JERSEY STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Dec 15, 2024

Interest

Rate Type	Adjustable Rate
Min Rate At Change	4%
Max Rate At Change	18%

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOUPIN IL
Recording Date	Dec 2, 2019
Property Address	438 1ST ST, SHIPMAN, IL 62685-9716
Document Number	579035
Instrument Date	Nov 26, 2019
Instrument	579035
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	PREFERRED TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$105.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 1ST ST, SHIPMAN, IL 62685-9716

Mortgage

Document Number	579036
Date	Dec 2, 2019
Instrument	579036

Lender

Name	FIRST MIDAMERICA CU

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	2.87%

Tax Assessment & Valuation

The 2025 property tax bill for 438 1st St was $1,329, up 5.1% from the year before.

Source: Macoupin County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macoupin County
County Subdivision	Shipman Township
Municipality	Shipman Town
Unified School District	Southwestern Community Unit School District 9 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,329.00 (+5.14%)	$27,783 (+7%) Land $4,002 Building $23,781	$83,349 (+7%) Land $12,006 Building $71,343
2024	$1,264.00	$25,965 Land $3,740 Building $22,225	$77,895 Land $11,220 Building $66,675
2022	$1,090.00 Homeowner's exemption	$22,469 Land $3,236 Building $19,233	$67,407 Land $9,708 Building $57,699

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 438 1st St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 438 1st St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHIPMAN serves 541 people · EPA ID IL1170950
Water Source	Purchased surface water from JERSEY RWC
Last State Inspection	Jan 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 500
Madison Communications Cable	1,000 / 150

May also be available: Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 1st St

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