438 12th St SE, Naples, FL 34117 Property Records

Collier County property record for 438 12th St SE, Naples, FL 34117

Property Summary

Property TypeSingle Family Home
Details2,463 sqft · built 2023
Lot Size2.5 acres (108,900 sqft)
Owner2 Individual Names on Record
Last Sale$175,000 (Aug 2021)
Tax Bill$7,057 (2025)
Deeds & MortgagesAug 2021 Sale & Construction Loan
May 2021 Sale
Flood ZoneZone AH (high risk)
APN341800 66 14C11

Property Details

APN / Parcel Number

Primary APN341800 66 14C11
Alternative APNs
  • 392047310070750006614
  • 39204731007

Interior

Building Area2,463 sqft Living Area

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Construction TypeMasonry / Concrete Block
Lot Area108,900 sqft

Location & Zoning

Street Address438 12TH ST SE
CityNAPLES
StateFL
Zip34117-3673
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeE
Legal DescriptionGOLDEN GATE ESTATES UNIT #48 S1/2 OF TR 66
Legal Range27
Legal Township49
Legal Section11
Legal SubdivisionGOLDEN GATE EST UNIT 48
Legal Tract66
Legal Block3
Legal Lot Number1
Legal Unit48
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group3
Census Block3004
Census Tract10426

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address438 12TH ST SE, NAPLES, FL 34117-3673
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 18, 2021Warranty Deed, Construction Loan · Construction Mortgage
CROSSCOUNTRY MORTGAGE LLC
May 27, 2021Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 18, 2021 · Amount on Record
Deed SaleAug 18, 2021 · Amount on Record
Prior SaleMay 27, 2021 · Amount on Record
Deed Document Number20216114299
Deed Book / Page5999 / 11
Record UpdatedOct 29, 2026

August 2021: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateAug 18, 2021
Property Address438 12TH ST SE, NAPLES, FL 34117-3673
Document Number0059990011
Book / Page5999 / 11
Map ReferenceMB 5 PG 78
Instrument DateAug 16, 2021
Instrument6114299
Transaction TypeConstruction Loan
Record UpdatedJul 28, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount Recorded
Tax$1,225.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address182 11TH ST NW, 182, NAPLES, FL 34120-2061

Transferred To (Grantee/Buyer)

NameVerified Name
Address6167 MANDALAY CIR, NAPLES, FL 34112-1910

Mortgage

Document Number0000599913
DateAug 18, 2021
Instrument5999/13
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term370 Months
DueJun 1, 2052

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateMay 27, 2021
Property Address438 12TH ST SE, NAPLES, FL 34117-3673
Document Number0059543062
Book / Page5954 / 3062
Map ReferenceMB 5 PG 78
Instrument DateMay 26, 2021
Instrument6067390
Transaction TypeTransfer
Record UpdatedJul 28, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$770.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address410 12TH ST SE, 410, NAPLES, FL 34117-3673

Transferred To (Grantee/Buyer)

NameVerified Name
Address182 11TH ST NW, NAPLES, FL 34120-2061

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$698,066 (+1.58%) Land $127,500 Building $570,566$698,066 (+1.58%) Land $127,500 Building $570,566
2025$7,057.00 (+235.57%) Homeowner's exemption$687,201 (+319.99%) Land $127,500 Building $559,701$687,201 (+239.36%) Land $127,500 Building $559,701
2023$2,103.00 (+29.02%)$163,625 (+1%)$202,500 (+36.13%) Land $202,500
2022$1,630.00$148,750 Land $148,750$148,750 Land $148,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AH
high risk · shallow ponding 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 256 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies264 units insured
incl. 8 condo units
Nearby Flood Claims4 (2017–2026)
Most Recent ClaimAug 2026 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 85% of Florida
Wildfire Likelihood0.07% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Streamline Internet
Fixed Wireless
450 / 80

May also be available: Hotwire Communications.

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