438 104th St, Stone Harbor, NJ 08247 Property Records

Cape May County and Stone Harbor Borough property record for 438 104th St, Stone Harbor, NJ 08247

Property Summary

Property TypeSingle Family Home
Details2,332 sqft · built 1930
Lot Size0.143 acres (6,212 sqft)
OwnerCompany Name on File
Tax Bill$18,899 (2024)
Flood ZoneZone AE (high risk)
APN10-00201-0000-00001

Property Details

APN / Parcel Number

Primary APN10-00201-0000-00001
Alternative APN
  • 100020100001

Interior

Stories2 Stories
Building Area2,332 sqft Living Area

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Construction TypeFrame
Lot Area6,212 sqft (0.143 acres)
Lot Dimensions100 ft deep x 62 ft wide

Location & Zoning

Street Address438 104TH ST
CitySTONE HARBOR
StateNJ
Zip08247-1213
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal DescriptionL2
Legal Block201
Legal Lot Number1
JurisdictionCAPE MAY NJ
Township / Civil DivisionSTONE HARBOR
Census Block Group1
Census Block1064
Census Tract20901

Owner

438 104th St is owned by a company that acquired it in February 2025.

Source: Cape May County and Stone Harbor Borough records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address1151 COUNTRY CLUB DR, LANCASTER, PA 17601-5205
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateFeb 27, 2025
Transfer Doc0000061081
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Cape May County and Stone Harbor Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyCape May County
MunicipalityStone Harbor Borough
Unified School DistrictStone Harbor Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,526,700 (-) Land $2,318,000 Building $208,700$2,526,700 (-) Land $2,318,000 Building $208,700
2025$2,526,700 Land $2,318,000 Building $208,700$2,526,700 Land $2,318,000 Building $208,700
2024$18,899.00
2023$2,526,700 Land $2,318,000 Building $208,700$2,526,700 Land $2,318,000 Building $208,700
2022$17,484.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 438 104th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 1,352 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2,088 units insured
incl. 736 condo units
Nearby Flood Claims1,478 (1978–2021)
Claims Outside the SFHA13 of 1,478
Most Recent ClaimDec 2021 · other causes
Claims by Event
  • Hurricane Sandy, Nov 2012 · 448 claims
  • Severe Coastal Storm, Jan 1992 · 176 claims
  • Coastal Storms & Flooding, Apr 1984 · 136 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 438 104th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 741 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on 104th St

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