4378 Terrace Dr, Cincinnati, OH 45245 Property Records

Clermont County property record for 4378 Terrace Dr, Cincinnati, OH 45245 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1960
Square Footage1,353 sqft Living Area
Lot Size19,994 sqft (0.459 acres)
OccupancyOwner Occupied
Last Sale$92,450 (1997)
Tax Bill$3,399.00 (2025)

Property Details

APN / Parcel Number

Primary APN41-42-45C-049

Interior

Bedrooms3 Beds
Full Baths1 Baths
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms7 Rooms
Building Area1,353 sqft Living Area
1st Floor1,028 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleRanch Style
Exterior MaterialBrick Exterior
Construction TypeBrick Construction
Lot Area19,994 sqft (0.459 acres)
Parking Spaces1 Parking Spaces
Garage Area325 sqft Garage

Exterior Amenities

Deck Area40 sqft Deck
Patio Area84 sqft Patio
PorchPorch
Porch Area64 sqft Porch
ViewCul-de-sac View
Canopy Area192 sqft Canopy

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelOil Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address4378 TERRACE DR
CityCINCINNATI
StateOH
Zip45245-1422
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionALPINE TERRACE 4; LOT 49
Legal SubdivisionALPINE TERRACE SUB NO 4
Legal Lot Number49
JurisdictionCLERMONT OH
Minor Civil DivisionUNION
Census Blockgroup3
Census Block3005
Census Tract41403

Owner

Source: Clermont County records · APN 41-42-45C-049

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4378 TERRACE DR, CINCINNATI, OH 45245-1422
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 29, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
CROSSCOUNTRY MORTGAGE LLC
May 03, 2018Intrafamily Transfer, Transfer · Conventional Mortgage
AMERICAN NEIGHBORHOOD MORTGAGE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 09, 1997 · Amount on Record
Deed SaleMay 09, 1997 · Amount on Record
Last Transfer DateApr 25, 2018
Transfer Doc0000009730
Record RefreshedJun 08, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLERMONT OH
Property Address4378 TERRACE DR, CINCINNATI, OH 45245-1422
Transaction TypeMortgage
Record UpdatedMar 06, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000038472
DateNov 29, 2021
Book Page2903/1293
Instrument202100038472
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

May 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCLERMONT OH
Recording DateMay 03, 2018
Property Address4378 TERRACE DR, CINCINNATI, OH 45245-1422
Document Number0000009730
Book / Page2768 / 396
Map ReferencePBJ PG54
Instrument DateApr 25, 2018
Instrument201800009730
Transaction TypeTransfer
Record UpdatedMay 16, 2022

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009731
DateMay 03, 2018
Instrument201800009731
Lender
NameAMERICAN NEIGHBORHOOD MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Clermont County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateOhio
CountyClermont County
County SubdivisionUnion Township
Unified School DistrictWest Clermont Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,399.00 (-0.21%)$67,550 (-) Land $11,970 Building $55,580
2024$3,406.00 (-49.3%) Homeowner's exemption$67,550 (-) Land $11,970 Building $55,580$193,000 (-) Land $34,200 Building $158,800
2023$6,718.00 (+153.99%) Homeowner's exemption$67,550 (+48.79%) Land $11,970 Building $55,580$193,000 (+48.8%) Land $34,200 Building $158,800
2022$2,645.00 Homeowner's exemption$45,400 Land $8,050 Building $37,350
2020$129,700 Land $23,000 Building $106,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clermont County (39025C), updated February 6, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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