4378 Pine Harbor Dr, Denver, NC 28037 Property Records

Lincoln County property record for 4378 Pine Harbor Dr, Denver, NC 28037 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,661 sqft · built 2006
Lot Size	0.835 acres (36,373 sqft)
Owner	Individual Name on File
Last Sale	$105,000 (Jan 1997)
Tax Bill	$7,537 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jul 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`4605-85-5286`

Property Details

APN / Parcel Number

Primary APN	`4605-85-5286`
Alternative APNs	`119810` `33180`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,661 sqft Living Area
Basement Area	1,512 sqft
Unfinished Basement	1,512 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	36,373 sqft (0.835 acres)
Loading Dock	192 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	119810
Street Address	4378 PINE HARBOR DR
City	DENVER
State	NC
Zip	28037-8663
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#3 PINE HARBOR
Legal Subdivision	PINE HARBOR
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	1
Census Block	1004
Census Tract	71203

Owner

Source: Lincoln County records · APN 4605-85-5286

Assessment roll updated August 12, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4378 PINE HARBOR DR, DENVER, NC 28037-8663
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jul 10, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 16, 1997 · Amount on Record
Deed Sale	Jan 16, 1997 · Amount on Record
Deed Book / Page	972 / 799
Last Transfer Date	Jul 07, 2017
Transfer Doc	26770306
Record Updated	Jun 08, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	4378 PINE HARBOR DR, DENVER, NC 28037-8663
Transaction Type	Mortgage
Record Updated	May 20, 2021
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3016372
Date	Mar 10, 2021
Book Page	3016/372
Instrument	626839

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 01, 2036

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LINCOLN NC
Recording Date	Jul 10, 2017
Property Address	4378 PINE HARBOR DR, DENVER, NC 28037-8663
Document Number	2677306
Book / Page	002677 / 000306
Instrument Date	Jul 07, 2017
Instrument	565093
Transaction Type	Transfer
Record Updated	Jul 19, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 1/2 PARK AVE DANBURY CT 068107504, DANBURY, CT 06810-7504

Tax Assessment & Valuation

Source: Lincoln County records · Assessment roll updated August 12, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,537.00 (+0.6%)	$1,222,657 (-) Land $501,170 Building $721,487	$1,222,657 (-) Land $501,170 Building $721,487
2023	$7,492.00	$1,222,657 Land $501,170 Building $721,487	$1,222,657 Land $501,170 Building $721,487

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lincoln County (37109C), updated January 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371090712031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2008–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2020, rainfall accumulation

Wildfire

Wildfire Risk	Low above 4% of the US · above 2% of North Carolina
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 77 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Pine Harbor Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures