43775 Reclinata Way, Indio, CA 92201 Property Records

Riverside County property record for 43775 Reclinata Way, Indio, CA 92201

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.75 ba · 2,006 sqft · built 2004
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Trust Names on File
Last Sale	$590,000 (Dec 2021)
Tax Bill	$10,093 (2025)
Deeds & Mortgages	Mar 2026 Transfer Sep 2022 Mortgage + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`610-291-007`

Property Details

APN / Parcel Number

Primary APN	`610-291-007`

Interior

Bedrooms	3 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,006 sqft Living Area
Gross Area	2,524 sqft
1st Floor Area	2,006 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2005
Construction Type	Wood
Roof Material	Tile
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	43775 RECLINATA WAY
City	INDIO
State	CA
Zip	92201-1853
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.18 ACRES IN LOT 80 MB 336/072 TR 30413
Legal Subdivision	TRACT 30413
Legal Tract	30413
Legal Lot Number	80
Jurisdiction	RIVERSIDE CA
Township / Civil Division	COACHELLA VALLEY
Census Block Group	1
Census Block	1009
Census Tract	45217

Owner

43775 Reclinata Way is held in a trust since December 2021.

Source: Riverside County records, as of July 29, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2406 WATERMARKE PL, IRVINE, CA 92612-7690
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Intrafamily Transfer, Transfer
Sep 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Dec 16, 2021	Grant Deed, Transfer LAWYERS TITLE-IE, LAWYERS TITLE IE
Mar 28, 2017	Deed of Trust, Mortgage · FHA Mortgage ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2021 · Amount on File
Deed Sale	Dec 16, 2021 · Amount on File
Prior Sale	Jul 2, 2009 · Amount on File
Deed Document Number	2021739542
Prior Transfer Date	Mar 27, 2006
Prior Transfer Doc	0000216954
Record Updated	Oct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Mar 30, 2026
Property Address	43775 RECLINATA WAY, INDIO, CA 92201-1853
Document Number	0000094158
Map Reference	MB 336 PG 72-77
Instrument Date	Mar 17, 2026
Instrument	2026-0094158
Transaction Type	Transfer
Record Updated	Apr 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2406 WATERMARKE PL, IRVINE, CA 92612-7690

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	43775 RECLINATA WAY, INDIO, CA 92201-1853
Transaction Type	Mortgage
Record Updated	Sep 14, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2600 BASSWOOD ST, NEWPORT BEACH, CA 92660-4106

Mortgage

Document Number	0000382431
Date	Sep 2, 2022
Instrument	2022-0382431

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Sep 1, 2027
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	5%
Index	Other
Max Rate	8%

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Dec 16, 2021
Property Address	43775 RECLINATA WAY, INDIO, CA 92201-1853
Document Number	0000739542
Map Reference	MB 336 PG 72-77
Instrument Date	Nov 30, 2021
Instrument	2021-0739542
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	LAWYERS TITLE-IE, LAWYERS TITLE IE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1139 N PATT ST, ANAHEIM, CA 92801-2568

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	43775 RECLINATA WAY, INDIO, CA 92201-1853
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PRIORITY TITLE CAMARILLO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000123489
Date	Mar 28, 2017
Instrument	2017-0123489

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company
Address	HOUSTON, TX 77056

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 43775 Reclinata Way was $10,093, up 6.6% from the year before.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Indio City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$641,284 (+2%) Land $159,659 Building $481,625
2025	$10,093.00 (+6.58%)	$628,711 Land $156,529 Building $472,182
2024	$9,470.00 (+4.1%)
2023	$9,097.00 (+6.87%)	$604,299 Land $150,451 Building $453,848
2022	$8,512.00
2021			$518,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 43775 Reclinata Way in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 43775 Reclinata Way is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

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