4377 Cloverhill Ter, Cincinnati, OH 45238 Property Records

Hamilton County property record for 4377 Cloverhill Ter, Cincinnati, OH 45238

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,291 sqft · built 1966
Lot Size	0.324 acres (14,113 sqft)
Owner	Individual Name on File
Last Sale	$155,000 (Apr 2023)
Tax Bill	$3,773 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`540-0020-0065-00`

Property Details

APN / Parcel Number

Primary APN	`540-0020-0065-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,291 sqft Living Area
Gross Area	2,857 sqft
1st Floor Area	1,291 sqft
Basement Area	1,291 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	14,113 sqft (0.324 acres)
Lot Dimensions	223 ft deep x 61 ft wide
Garage Type	Attached
Garage Area	275 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	4377 CLOVERHILL TER
City	CINCINNATI
State	OH
Zip	45238-6105
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CCUP
Legal Description	CLOVERHILL TER 61 X 223.86 IRR LOT 40 DELSHIRE SUB BLK B PT 1
Legal Subdivision	DELSHIRE SUB
Legal Block	B
Legal Lot Number	40
Jurisdiction	HAMILTON OH
Township / Civil Division	DELHI
Census Block Group	1
Census Block	1002
Census Tract	21422

Owner

4377 Cloverhill Ter is owned and occupied by an individual who bought it in April 2023.

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4377 CLOVERHILL TER, CINCINNATI, OH 45238-6105
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 12, 2023 · Amount on File
Deed Sale	Apr 12, 2023 · Amount on File
Deed Document Number	202324355
Deed Book / Page	14893 / 548
Prior Transfer Date	Apr 21, 2005
Prior Transfer Doc	0000000270
Record Updated	Jun 8, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 12, 2023
Property Address	4377 CLOVERHILL TER, CINCINNATI, OH 45238-6105
Document Number	0000024355
Book / Page	14893 / 548
Map Reference	MB 17 PG 33&34
Instrument Date	Apr 7, 2023
Instrument	2023-0024355
Transaction Type	Transfer
Record Updated	May 24, 2023
Title Company	MATTINGLY-FORD TITLE SERVICES, MATTINGLY FORD TITLE SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$155.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4377 CLOVERHILL TER, CINCINNATI, OH 45238-6105

Mortgage

Document Number	0000024356
Date	Apr 12, 2023
Instrument	2023-0024356

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 4377 Cloverhill Ter was $3,773, up 2.5% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Delhi Township
Unified School District	Oak Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,773.00 (+2.47%)	$63,431 (-) Land $9,898 Building $53,533	$181,230 Land $28,280 Building $152,950
2024	$3,682.00 (+16.74%)	$63,431 (-) Land $9,898 Building $53,533
2023	$3,154.00 (+50.48%) Homeowner's exemption	$63,431 (+55.59%) Land $9,898 Building $53,533	$181,230 Land $28,280 Building $152,950
2022	$2,096.00 Homeowner's exemption	$40,769 Land $9,650 Building $31,119
2020			$116,480 Land $27,570 Building $88,910

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4377 Cloverhill Ter in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1998)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4377 Cloverhill Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20