4377 72nd St, Live Oak, FL 32060 Property Records

Suwannee County property record for 4377 72nd St, Live Oak, FL 32060

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,549 sqft · built 1996
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,419 (2024)
Deeds & Mortgages	Mar 2022 Mortgage Jul 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-02S-15E-00106-000000`

Property Details

APN / Parcel Number

Primary APN	`08-02S-15E-00106-000000`
Alternative APN	`00106000000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	3,549 sqft Living Area
1st Floor Area	3,549 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2017
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	435,600 sqft (10 acres)
Garage Type	Carport
Carport	Carport
Carport Area	936 sqft
Porch	Finished/Screened Porch
Patio Area	640 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	00106000000
Street Address	4377 72ND ST
City	LIVE OAK
State	FL
Zip	32060-7479
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEG 10.00 ACRES BEGIN AT THE SW COR OF SW1/4 OF SE1/4; RUN N 00 DEG 59'51 W 642.00 FT RUN N 86 DEG 07'35 E 664.75 FT RUN S 01
Legal Range	15E
Legal Township	02S
Legal Section	08
Jurisdiction	SUWANNEE FL
Township / Civil Division	LIVE OAK
Census Block Group	1
Census Block	1012
Census Tract	970100

Owner

4377 72nd St is owned and occupied by two individuals who acquired it in April 2000.

Source: Suwannee County records, as of February 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4377 72ND ST, LIVE OAK, FL 32060-7479
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jul 25, 2018	Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN
Sep 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST FED'L SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2000
Deed Sale	Apr 1, 2000
Deed Document Number	0000799421
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUWANNEE FL
Property Address	4377 72ND ST, LIVE OAK, FL 32060-7479
Transaction Type	Mortgage
Record Updated	Apr 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4377 72ND ST, LIVE OAK, FL 32060-7479

Mortgage

Document Number	0000249881
Date	Mar 10, 2022
Book Page	2341/16
Instrument	2022249881

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUWANNEE FL
Property Address	4377 72ND ST, LIVE OAK, FL 32060-7479
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000205601
Date	Jul 25, 2018
Book Page	2064/0062
Instrument	2018205601

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	BIRMINGHAM, AL 35203

Agreement

Type	SBA Mortgage
Amount	Amount on Record
Term	351 Months
Due	Oct 26, 2047

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUWANNEE FL
Property Address	4377 72ND ST, LIVE OAK, FL 32060-7479
Document Number	0000229819
Instrument Date	Sep 3, 2020
Transaction Type	Mortgage
Record Updated	Sep 25, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4377 72ND ST LIVE OAK FL 320607479, LIVE OAK, FL 32060-7479

Mortgage

Document Number	0000229819
Date	Sep 15, 2020
Book Page	002211/000459
Instrument	229819

Lender

Name	FIRST FED'L SVGS BK
Type	Federal Savings Bank
Address	LAKE CITY, FL 32056

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Suwannee County
Unified School District	Suwannee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$194,503	$477,001
2024	$2,419.00 (+2.59%)
2023	$2,358.00 (+2.92%) Homeowner's exemption	$176,166 (+2.96%)	$419,924 (+34.92%)
2022	$2,291.00 Homeowner's exemption	$171,102	$311,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4377 72nd St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	7 (1998–2012)
Most Recent Claim	Jun 2012 · Tropical Storm Debby
Claims by Event	Tropical Storm Debby, Jun 2012 · 3 claims Hurricane Frances, Sep 2004 · 2 claims Severe Storms, High Winds, Tornadoes, And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4377 72nd St is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 43% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Rapid Fiber Internet Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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