43765 Cattleman Dr, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 43765 Cattleman Dr, Punta Gorda, FL 33982

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,170 sqft · built 2022
Lot Size	0.141 acres (6,135 sqft)
Owner	2 Individual Names on Record
Last Sale	$344,400 (Jul 2022)
Tax Bill	$3,534 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Feb 2024 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`422632237018`

Property Details

APN / Parcel Number

Primary APN	`422632237018`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,170 sqft Living Area
Gross Area	2,710 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,135 sqft (0.141 acres)
Garage Type	Attached
Garage Area	400 sqft
Driveway	Driveway
Driveway Area	336 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	43765 CATTLEMAN DR
City	PUNTA GORDA
State	FL
Zip	33982-5144
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BOZD
Legal Description	BABCOCK COMMUNITY TOWN CENTER SOUTHEAST LOT 2001 5023/1750
Legal Subdivision	BABCOCK COMMUNITY TOWN CENTER SOUTHEAST
Legal Lot Number	2001
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	1
Census Block	1064
Census Tract	10100

Owner

Source: Charlotte County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	43765 CATTLEMAN DR, PUNTA GORDA, FL 33982-5144
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2026	Deed of Trust, Mortgage · FHA Mortgage M & T BANK
Feb 22, 2024	Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Jul 25, 2022	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2022 · Amount on Record
Deed Sale	Jul 25, 2022 · Amount on Record
Deed Document Number	20223131856
Deed Book / Page	5023 / 1750
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	43765 CATTLEMAN DR, PUNTA GORDA, FL 33982-5144
Transaction Type	Mortgage
Record Updated	Apr 16, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43765 CATTLEMAN DR, PUNTA GORDA, FL 33982-5144

Mortgage

Document Number	0003627845
Date	Mar 27, 2026
Instrument	3627845

Lender

Name	M & T BANK
Type	Bank
Address	GETZVILLE, NY 14068

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	317 Months
Due	Aug 1, 2052

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	43765 CATTLEMAN DR, PUNTA GORDA, FL 33982-5144
Transaction Type	Mortgage
Record Updated	Mar 6, 2024
Title Company	TIMIOS INC, TIMIOS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43765 CATTLEMAN DR, PUNTA GORDA, FL 33982-5144

Mortgage

Document Number	0003372321
Date	Feb 22, 2024
Instrument	3372321

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	342 Months
Due	Aug 1, 2052

July 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jul 25, 2022
Property Address	43765 CATTLEMAN DR, PUNTA GORDA, FL 33982-5144
Document Number	0050231750
Book / Page	5023 / 1750
Map Reference	MB 24 PG 22A-22M
Instrument Date	Jul 22, 2022
Instrument	3131856
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 22, 2023
Title Company	PARADISE LAND TITLE AGENCY LLC, PARADISE LAND TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,410.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1400 CERITREPARK BLVD #10001000, 10001000, WEST PALM BEACH, FL 33401

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43765 CATTLEMAN DR, PUNTA GORDA, FL 33982-5144

Mortgage

Document Number	0050231752
Date	Jul 25, 2022
Instrument	5023/1752

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,534.00 (-47.31%)	$281,469 (-10.81%) Land $45,050 Building $236,419	$281,469 (-25.7%) Land $45,050 Building $236,419
2024	$6,707.00 (-6.52%)
2023	$7,175.00 (+201.98%)	$315,582 (+1,137.58%)	$378,850 (+1,385.69%) Land $39,000 Building $339,850
2022	$2,376.00	$25,500 Land $25,500	$25,500 Land $25,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 518 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	870 units insured incl. 352 condo units
Nearby Flood Claims	11 (1995–2024)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 84% of the US · above 75% of Florida
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN AND COUNTRY UTILITY private · serves 13,427 people · EPA ID FL5084116
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Hotwire Communications.

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