4376 W Silverthorne St, Bloomington, IN 47404 Property Records

Monroe County property record for 4376 W Silverthorne St, Bloomington, IN 47404

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,919 sqft · built 1994
Lot Size0.32 acres (13,939 sqft)
OwnerIndividual Name on File
Last Sale$327,000 (Oct 2024)
Tax Bill$2,489 (2025)
Deeds & MortgagesMar 2019 Line of Credit
Dec 2022 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN007-13650-42

Property Details

APN / Parcel Number

Primary APN007-13650-42
Alternative APN
  • 53-04-13-201-007.000-011

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms10 Rooms
Stories2 Stories
Building Area1,919 sqft Living Area
1st Floor Area1,919 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 2000
Construction TypeWood
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area13,939 sqft (0.32 acres)
TerrainHigh
Garage TypeAttached
Garage Area396 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Account Number007-13650-42
Street Address4376 W SILVERTHORNE ST
CityBLOOMINGTON
StateIN
Zip47404-9070
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMR
Legal DescriptionTHE ARBORS @ WOODGATE PT L-42
Legal SubdivisionARBORS WOODGATE
JurisdictionMONROE IN
Township / Civil DivisionRICHLAND
Census Block Group3
Census Block3008
Census Tract1303

Owner

4376 W Silverthorne St is owned and occupied by an individual who bought it in October 2024.

Source: Monroe County records, as of June 22, 2026

Owner of RecordIndividual Name on File
Mailing Address4376 W SILVERTHORNE ST, BLOOMINGTON, IN 47404-9070
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 22, 2019Deed of Trust, Mortgage · Line of Credit
OLD NATIONAL BANK
Dec 28, 2022Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BANK NA
Aug 30, 2021Warranty Deed, Transfer · Conventional Mortgage
RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 4, 2024 · Amount on File
Deed SaleOct 4, 2024 · Amount on File
Prior SaleAug 30, 2021 · Amount on File
Deed Document Number202452299
Record UpdatedSep 20, 2026

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IN
Property Address4376 W SILVERTHORNE ST, BLOOMINGTON, IN 47404-9070
Transaction TypeMortgage
Record UpdatedFeb 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2019003690
DateMar 22, 2019
Instrument2019003690
Lender
NameOLD NATIONAL BANK
TypeBank
AddressBLOOMINGTON, IN 47404
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueMar 25, 2029
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IN
Property Address4376 W SILVERTHORNE ST, BLOOMINGTON, IN 47404-9070
Transaction TypeMortgage
Record UpdatedFeb 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address4376 W SILVERTHORNE ST, BLOOMINGTON, IN 47404-9070

Mortgage

Document Number2022018008
DateDec 28, 2022
Instrument2022018008
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressGRAND RAPIDS, MI 49546
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueDec 25, 2052

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE IN
Recording DateAug 30, 2021
Property Address4376 W SILVERTHORNE ST, BLOOMINGTON, IN 47404-9070
Document Number2021016747
Map ReferenceCAB C ENV 68
Instrument DateAug 26, 2021
Instrument2021016747
Transaction TypeTransfer
Record UpdatedFeb 14, 2023
Title CompanyLANDQUEST TITLE SERVICES LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressIN

Transferred To (Grantee/Buyer)

NameVerified Name
Address4376 W SILVERTHORNE ST, BLOOMINGTON, IN 47404-9070

Mortgage

Document Number2021016748
DateAug 30, 2021
Instrument2021016748
Lender
NameRUOFF MORTGAGE COMPANY INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 4376 W Silverthorne St was $2,489, down 11.5% from the year before.

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyMonroe County
County SubdivisionRichland Township
Unified School DistrictRichland-Bean Blossom Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,489.00 (-11.55%)$332,100 Land $75,600 Building $256,500$332,100 Land $75,600 Building $256,500
2024$2,814.00
2023$326,700 (+18.03%) Land $75,600 Building $251,100$326,700 (+18.03%) Land $75,600 Building $251,100
2022$2,404.00$276,800 Land $60,000 Building $216,800$276,800 Land $60,000 Building $216,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4376 W Silverthorne St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4376 W Silverthorne St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELLETTSVILLE WATER WORKS
serves 14,500 people · EPA ID IN5253004
Water SourcePurchased surface water from CITY OF BLOOMINGTON UTILITIES
Last State InspectionOct 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Smithville Communications
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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