Charles County property record for 4376 Rock Ct, Waldorf, MD 20602
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,506 sqft · built 1976 |
| Lot Size | 0.176 acres (7,662 sqft) |
| Owner | 2 Individuals on Record |
| Last Sale | $385,000 (Sep 2025) |
| Tax Bill | $9,860 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Dec 2017 Loan Modification + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-065929 |
| Primary APN | 06-065929 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,506 sqft Living Area |
| 1st Floor Area | 1,002 sqft |
| Utility Area | 48 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Split Level |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 7,662 sqft (0.176 acres) |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 065929 |
|---|---|
| Street Address | 4376 ROCK CT |
| City | WALDORF |
| State | MD |
| Zip | 20602-1529 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | L-41 B-83 S-VII BANNISTER NEIGHBORHOOD ST CHARLES SUB |
| Legal Subdivision | ST CHARLES SUB |
| Legal Block | 83 |
| Legal Lot Number | 41 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 850906 |
Source: Charles County assessment roll, as of September 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individuals on Record |
|---|---|
| Mailing Address | 4376 ROCK CT, WALDORF, MD 20602-1529 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Sep 24, 2025 | Deed, Transfer · FHA Mortgage PROSPERITY HOME MORTGAGE LLC |
| Dec 20, 2017 | Loan Modification, Mortgage · Line of Credit MANUFACTURERS & TRADERS TR |
| Jul 17, 2017 | Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Jul 17, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 24, 2025 · Amount on Record |
| Deed Sale | Sep 24, 2025 · Amount on Record |
| Prior Sale | Jun 26, 1998 · Amount on Record |
| Deed Book / Page | 13801 / 282 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Sep 24, 2025 |
| Property Address | 4376 ROCK CT, WALDORF, MD 20602-1529 |
| Document Number | 0138010282 |
| Book / Page | 13801 / 282 |
| Map Reference | MB PCM 21 PL 223 |
| Instrument Date | Sep 19, 2025 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2025 |
| Title Company | MBH SETTLEMENT GROUP LC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $962.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4376 ROCK CT, WALDORF, MD 20602-1529 |
| Document Number | 0013801289 |
|---|---|
| Date | Sep 24, 2025 |
| Instrument | 13801/289 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 4376 ROCK CT, WALDORF, MD 20602-1529 |
| Document Number | 0101390044 |
| Instrument Date | Dec 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 4376 ROCK CT WALDORF MD 206021529, WALDORF, MD 20602-1529 |
| Document Number | 0101390044 |
|---|---|
| Date | Jan 18, 2018 |
| Book Page | 010139/000044 |
| Name | MANUFACTURERS & TRADERS TR |
|---|---|
| Address | BUFFALO, NY 14203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 4376 ROCK CT, WALDORF, MD 20602-1529 |
| Document Number | 0099620457 |
| Instrument Date | Jul 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4376 ROCK CT WALDORF MD 206021529, WALDORF, MD 20602-1529 |
| Document Number | 0099620457 |
|---|---|
| Date | Aug 24, 2017 |
| Book Page | 009962/000457 |
| Name | WELLS FARGO BK |
|---|---|
| Address | DES MOINES, IA 50328 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 4.37% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 4376 ROCK CT, WALDORF, MD 20602-1529 |
| Document Number | 0099570182 |
| Instrument Date | Jul 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 4376 ROCK CT WALDORF MD 206021529, WALDORF, MD 20602-1529 |
| Document Number | 0099570182 |
|---|---|
| Date | Aug 21, 2017 |
| Book Page | 009957/000182 |
| Name | HUD-HOUSING/URBAN DEV |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 20, 2047 |
Source: Charles County assessment roll, as of September 22, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,860.00 (+143.64%) | $320,433 (+13.23%) | $333,300 (+6.15%) Land $120,000 Building $213,300 |
| 2023 | $4,047.00 | $283,000 | $314,000 Land $120,000 Building $194,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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