4376 O Smith Rd, Gainesville, GA 30506 Property Records

Hall County property record for 4376 O Smith Rd, Gainesville, GA 30506

Property Summary

Property Type	Other Improved
Details	3 bd · 1 ba · 2,338 sqft · built 1905
Lot Size	2.01 acres (87,556 sqft)
Owner	Individual Name on File
Tax Bill	$1,074 (2026)
Deeds & Mortgages	May 2020 Loan Modification May 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`12-050-000-001`

Property Details

APN / Parcel Number

Primary APN	`12-050-000-001`
Alternative APN	`59373`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,338 sqft Heated Area
1st Floor Area	2,338 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1984
Architectural Style	Rustic
Exterior Material	Other
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	87,556 sqft (2.01 acres)
Lot Dimensions	328 ft deep x 224 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	286 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	59373
Street Address	4376 O SMITH RD
City	GAINESVILLE
State	GA
Zip	30506-3349
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	AR-1
Legal Description	TRACT 4 @ 2.008 ACS O SMITH ROAD
Legal Subdivision	O SMITH ESTATE 4
Legal Tract	4
Jurisdiction	HALL GA
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1002
Census Tract	205

Owner

4376 O Smith Rd is owned by an individual who acquired it in January 2012.

Source: Hall County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	4245 CLARKS BRIDGE RD, GAINESVILLE, GA 30506-3357
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 27, 2020	Loan Modification, Mortgage PEACH ST BK
May 18, 2018	Loan Modification, Mortgage · Line of Credit PEACH ST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2012
Deed Sale	Jan 3, 2012
Prior Sale	Dec 29, 2009
Deed Document Number	2012486
Deed Book / Page	6946 / 782
Prior Transfer Date	Dec 12, 1994
Prior Transfer Doc	2303000302
Record Updated	Oct 29, 2026

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HALL GA
Property Address	4376 O SMITH RD, GAINESVILLE, GA 30506-3349
Document Number	0084980500
Instrument Date	May 27, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4245 CLARKS BRIDGE RD GAINESVILLE GA 305063357, GAINESVILLE, GA 30506-3357

Mortgage

Document Number	0084980500
Date	May 28, 2020
Book Page	008498/000500

Lender

Name	PEACH ST BK
Type	Bank
Address	GAINESVILLE, GA 30503

Agreement

Amount	Amount on Record
Term	180 Months
Due	May 27, 2035

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HALL GA
Property Address	4376 O SMITH RD, GAINESVILLE, GA 30506-3349
Document Number	0080920477
Instrument Date	May 18, 2018
Transaction Type	Mortgage
Record Updated	Jul 10, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4245 CLARKS BRIDGE RD GAINESVILLE GA 305063357, GAINESVILLE, GA 30506-3357

Mortgage

Document Number	0080920477
Date	May 24, 2018
Book Page	008092/000477

Lender

Name	PEACH ST BK
Type	Bank
Address	GAINESVILLE, GA 30503

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	24 Months
Due	May 23, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 4376 O Smith Rd was $1,074, up 16.6% from the year before.

Source: Hall County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Hall County
Unified School District	Hall County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,074.00 (+16.61%)	$45,120 (+16.65%) Land $40,480 Building $4,640	$112,800 (+16.65%) Land $101,200 Building $11,600
2025	$921.00	$38,680 Land $34,040 Building $4,640	$96,700 Land $85,100 Building $11,600
2023	$1,386.00 (+165.01%)	$53,920 (+180.25%) Land $47,400 Building $6,520	$134,800 (+180.25%) Land $118,500 Building $16,300
2022	$523.00	$19,240 Land $13,080 Building $6,160	$48,100 Land $32,700 Building $15,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4376 O Smith Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4376 O Smith Rd is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 63% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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